1. What are the conditions for the loan of Guangfa Bank?
The conditions for the application of Guangfa Bank and the materials to be submitted.
Application conditions
1. The age is between 18 and 65 years old;
2. Have the local registered permanent residence or valid residence certificate;
3. Have a legitimate and stable income source and the ability to repay the principal and interest;
4. Personal credit information is good, and there is no bad record in the credit record.
application materials
when applying for Guangfa, the required documents, work certificate, income certificate and loan purpose statement are required. If there is collateral as collateral, you need to provide the corresponding mortgage certificate. Other materials that can prove credit standing and repayment ability are also
II. Loan conditions of Guangfa Bank
Application conditions for unsecured consumer loans of Guangfa Bank:
1. Citizens in Chinese mainland.
2. It has a legal and stable income source and the ability to repay the loan principal and interest on schedule.
3. Personal credit status is good.
4. Other conditions stipulated by China Guangfa Bank.
materials to be submitted when applying for the unsecured consumer loan of China Guangfa Bank:
1. Borrower's identity document.
2. the borrower's income certificate or other proof of solvency.
3. proof of marital status (marriage certificate or unmarried certificate).
4. Proof of loan purpose.
5. Other documents and materials required by Guangfa Bank.
III. What are the conditions for the loan of China Guangfa Bank
I. What are the conditions for the loan of China Guangfa Bank? 1. Age: 18-65 years old (the sum of the applicant's age and the loan period shall not exceed 65 years old); 2. Identity: having local permanent residence or valid residence status; 3. Job requirements: Have a proper occupation and a stable and reliable source of income, and have the ability to repay the principal and interest of the loan on schedule; 4. Debt requirement: The total monthly debt of the applicant's family shall not exceed 55% of his family's monthly income. 5. The number of consecutive overdue periods in the personal credit report in the past two years shall not exceed two in principle, except that the corresponding information can be provided to prove that there is no malicious overdue behavior. 2. Materials and documents to be provided when applying for loans from Guangfa Bank 1. Domestic residents only need to provide and fill in complete and autographed application forms, identity documents, residence documents and income documents. 2. Foreigners and Hong Kong, Macao and Taiwan people also need to provide a residence permit for foreigners (the reason for residence must be employment) or an employment permit for foreigners/Hong Kong, Macao and Taiwan people. 3. If it is a private owner, in addition to the above information, a copy of the industrial and commercial business license showing the name of the applicant, the name of the enterprise and the date of commencement of business shall be provided. 4. If you want to apply for a large credit card, you need to provide proof of good economic strength, such as a copy of the real estate license, a copy of the automobile driving license, a bank loan account (with good credit, overdue for no more than 6 days) or a copy of the deposit certificate. To sum up, if you want to apply for a loan from Guangfa Bank, you must meet the relevant conditions of the loan from Guangfa Bank. If you meet the loan conditions, you can prepare the information needed for the loan and apply to Guangfa Bank. 1. Guangfa Bank was established in September 1988 with a registered capital of 11.48 billion yuan, and its headquarters is at No.713 Dongfeng East Road, Yuexiu District, Guangzhou City, Guangdong Province, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established by the beautiful Pearl River, and it is one of the earliest joint-stock commercial banks in China. 2. On April 8, 211, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd." for short; The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
iv. what are the conditions for the rural e-loan of China guangfa bank?
1.
aged between 25 and 55, holding a second-generation resident identity card and having full capacity for civil conduct;
2.
Have a stable source of work and economic income, have worked in the current unit for more than half a year, and have the ability to repay the loan principal and interest on time;
3.
There is information on provident fund, social security and individual tax payment for at least 3 months, which meets the loan requirements and regulations of Guangfa Bank.