The second visit is mainly to verify the authenticity of the credit card application materials.
The basic process of credit card audit:
Review the submitted materials: copy of identity certificate, original work certificate, original salary income certificate and application form are complete, and remind them to supplement if there are any deficiencies;
Enter the credit information stage: verify whether the customer identity information is consistent with the ID card information base, and query the personal credit information system;
Telephone verification: call the applicant himself and his unit to verify that his information and unit information are true and reliable;
Send a credit card if you pass the exam;
By default, cards are sent by registered mail. If you need to specify other courier, you need to contact the credit card center before issuing the card to make up the courier price difference.
If not, please call or send a message.
After applying for a credit card, how should I answer the bank's return call?
After applying for a credit card, how should I answer the bank's return call?
Hello, telephone credit inquiry is one of our credit card review procedures, which does not mean that 100% passed the review. After receiving the call, the audit results will be given in about 3 working days. You can log in to China Merchants Bank's credit card official website homepage (:.cmbchina./) later, click "Inquire about the progress of card processing" on the right to view the audit results, or you can call our credit card customer service hotline at 400820555 to inquire through the manual/automatic voice system.
How should the bank call back when applying for a credit card?
Just answer truthfully. Telephone credit investigation is one of our credit card review processes, which does not mean that 100% passed. After receiving the call, the audit results will be given in about 3 working days. You can log in to China Merchants Bank's credit card official website homepage (:.cmbchina./) later, click "Inquire about the progress of card processing" on the right to view the audit results, or you can call our credit card customer service hotline at 400820555 to inquire through the manual/automatic voice system.
What's wrong with ABC's credit card application for a return visit? 02 1
After you apply for a credit card, the person in the credit card center will call you to check whether you applied for the card yourself and ask you a few questions, such as the address you filled in. The area code of Shanghai Agricultural Bank Credit Card Center is 02 1.
This is the audit of regular credit card applications. Just answer truthfully. If you can't contact the application all the time, return it.
What do you ask when you apply for a credit card, a loan, and a bank return call?
Banks handle almost all credit loans, mainly based on personal qualifications. The better the qualification, the easier it is to approve.
Conditions for applying for a credit loan:
1,18-a natural person aged 65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information and no bad records;
5. Other conditions stipulated by the bank.
Have the credit card applications of Bank of Communications and China Merchants Bank been called back in Flash Bank?
If you apply for a credit card of China Merchants Bank, the audit department of our bank will review your credit card application through various channels and ways. Telephone verification is only one of the processing methods, but it is not a necessary process, so there may be cases where audit results are obtained without contact.
It has been five days since I applied for a credit card. Why didn't I call back?
From the time you submit the card application materials
It usually takes about 20-40 days.
Domestic banks' credit cards basically adopt centralized management mode, that is, banks first set up their own credit card centers in a certain city. If residents of other cities in China apply for a credit card, they need to collect the application form at the card center first, which will take several days. After the credit card center receives the credit card application materials from various cities, it takes 15 days to review and put on record. Then there is making cards. Because of the high value of business card printing equipment, it is basically made by credit card centers of domestic banks. This process usually takes two days. The last step is to send the card to the cardholder by registered mail, which usually takes 7 days-15 days. Counting the possible delays between various links, it is normal to get the card in 40 days.
Does receiving a call back from ABC mean that the credit card application is successful?
It doesn't have to be like this. Under normal circumstances, you can't get a call when you apply for a credit card. Just like that, only a few people can answer it. . . . . Those who can receive the call may not be able to get through,,,
How many days will Huaxia Bank pay a return visit when applying for a credit card?
It usually takes about a week for a credit card bank to get rid of its card after a return visit.
The card will be approved within 7- 10 working days after receiving the completed application form and the complete supporting documents required for handling the card.
If the application is successful, the card letter will be sent by registered mail, which will generally be received within 10 days after the card is sent, and China Everbright Bank will inform you by SMS after the card is sent.
If the application materials provided cannot meet the requirements for issuing cards temporarily, the bank will also inform you by SMS or letter.
Received a phone call to pay a return visit to the credit card application of Guangfa Bank.
At present, there are three common channels for handling credit cards in Guangfa Bank. The first one is the credit card specialist of China Guangfa Bank. The process is as follows: taking photos of registration information, sorting out data, submitting to credit card sub-centers, telephone pre-examination, data verification and submitting to the central office for review. During the audit process, we will call back to verify! Subsequent card issuance can only be activated by phone; The second is the telephone sales channel. The bank will randomly call the customer and ask him if he needs to apply for a credit card. If he confirms the need, he will issue it directly. After receiving the card, he needs to fill in the information at the Guangfa counter to apply for opening.
The third type is direct sales at outlets, that is, customers apply at business outlets. Look who you are!
Which bank's credit card application bank won't call the company for a return visit?
If you apply for a credit card in every bank, you will call your company to check the information. The unit that handles the credit card does not assume any responsibility. If it is overdue in the future, the credit card holder will take full responsibility.
Received a phone call to pay a return visit to the credit card application of Guangfa Bank.
At present, there are three common channels for handling credit cards in Guangfa Bank. The first one is the credit card specialist of China Guangfa Bank. The process is as follows: the registration information is photographed, the data is sorted and submitted to the credit card sub-center, the telephone pre-examination and data verification are submitted to the central office for review, and the review process will be verified by telephone return visit! Subsequent card issuance can only be activated by phone; The second is the telephone sales channel. The bank will randomly call the customer and ask him if he needs to apply for a credit card. If he confirms the need, he will issue it directly. After receiving the card, he needs to fill in the information at the Guangfa counter to apply for opening.
The third type is direct sales at outlets, that is, customers apply at business outlets. Look who you are!
Will Guangfa Credit Card be issued after the call back?
Generally, 95% of people who receive a return call can get off the card as long as they can answer the questions smoothly. Credit card telephone return visits generally enter the second trial stage. As long as the data verification is successfully completed, the card can basically be issued.
Guangfa Credit Card just called me to pay a return visit. Is it possible to take off the card?
Not necessarily. Calling back is just one of the audit processes, but
Guangdong Development Bank
The audit is still relatively fast, and the results will be available soon.
Is this number of China Guangfa Bank 020-95508 true? She said it was a return visit, and my card has been processed.
It's true.
Introduction:
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China. On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
Business scope:
The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, which mainly includes: absorbing public deposits and issuing short, medium and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing foreign exchange credit cards; Buying and selling foreign currency securities other than stocks and acting as an agent; Issuing and acting as an agent to issue foreign currency securities other than stocks; Self-operated and valet foreign exchange transactions; Acting as an agent for issuing and paying foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the People's Bank of China and China Banking Regulatory Authority.
This is the end of the telephone call-back introduction of Guangfa Credit Card.