Tips for handling credit cards:
1. Select the appropriate credit card level: the credit card amount varies according to the level. Applicants must first choose the correct credit card level. The general credit card limit is 3000-8000 yuan for ordinary cards, 8000-50000 yuan for gold cards and more than 50000 yuan for platinum cards, but the specific situation depends on the financial certificate and personal credit status you provide.
2. Prepare sufficient financial proof: The more sufficient the financial proof, the higher the credit card approval amount may be. The materials that can be used as financial proof are as follows. It will be very helpful if you try your best to apply for a high credit card at the bank.
3. Fill in the application form carefully and truthfully: When filling out the credit card application form, there are several important contents that will affect the bank's rating on you. The higher the rating, the higher the approved amount.
Extended data:
Ways to increase the credit card limit:
1. The more proof of assets, the better: proof of income, proof of house property right, proof of mortgage purchase, proof of automobile property right and proof of bank deposit must be submitted to the bank. Don't bother, because the more sufficient materials mean that you can successfully apply for a high credit limit.
2. Improve the frequency of credit card swiping: Credit card spending is not equal to blind consumption, and within the scope of ability, ensure repayment guarantee. Then it is a good strategy to increase the credit limit by swiping the card as much as possible.
3. Active application: There are usually two ways to increase the credit card limit. In addition to automatic bank promotion, cardholders can also learn to actively promote sales. Many cardholders only meet the requirements of a lower amount when they apply for a card, but with the increase of income and assets, they can get a higher amount.
China Economic Net-Methods and Skills for Handling Large Credit Cards
China Economic Net-Credit Card Raising Limit Skills Raiders The more sufficient the proof of assets, the better.