Credit cards have no advantages and disadvantages, only advantages.
First, the advantages of Longka dual-currency credit card:
1, with a 50-day interest-free period;
2. Directly used for foreign currency transactions (USD) and RMB settlement;
3. Large consumption can support installment payment.
Second, the advantages of Longka Global Payment Credit Card:
1, foreign exchange is tax-free, and foreign exchange transactions are directly recorded;
2. RMB is directly exchanged in foreign exchange, and there is no handling fee;
3. The consumption amount is not limited.
Extended data:
Credit card repayment method:
Within the issuing bank
This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.
Yinwei POS mobile phone
Weizhong Bank POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Arrive immediately!
Transfer/remittance repayment
Mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.
Network repayment
Common domestic network platforms are: UnionPay Online, Kuaiqian, Shengfutong, Alipay, Tenpay and so on. Choose different platforms and banks, and the charging standards and specific arrival time are different.
Convenience store repayment
This method mainly completes the repayment through the "Lacarra" smart payment terminal installed in the convenience store, which generally takes 2-3 working days to arrive at the account, and the repayment in this way is free.
Reverse related repayment
Counter link refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the mainframe system of UnionPay Trading Center.