First of all, I can definitely answer you that bank cards will be automatically cancelled. And even if you want to close your account, you don't have to go to the local one. Just call the official phone number of the bank to cancel. In general, each bank has its own deposit and deposit card and credit card. What you are talking about is definitely a deposit and deposit card. Generally speaking, as long as there is no deposit or withdrawal within two years and your bank card balance is not greater than that in 1 yuan, the bank will automatically cancel it for you. However, if you have a credit card, you must call or go to the bank to cancel your credit card, because credit cards have an annual fee. If you don't use it, you will have to pay an annual fee. So if you don't want to use this card, you have to cancel it by calling or going to the bank.