To register a company, you only need to apply for a business license and tax permission.

The company name cannot be called a credit card collection company, so the industrial and commercial name cannot be crossed. You'd better call the credit card service company.

The company's main business is to promote and sell credit card business in the name of banks and urge credit card debtors to repay in time.

The registered capital of the company is at least 100000 yuan, and the first phase of 30000 yuan is enough.

Second, business issues.

It has something to do with the key figures in the bank's credit card department. Let them entrust you with the promotion of credit cards, the bank will collect the credit card arrears, reach an agreement with the bank, give you some handling fees, and you can officially work.

You can make commission according to the credit card you promote, or you can charge commission for credit card arrears.

1, credit card collection

All major banks in China have different credit cards, and some banks have dozens of different co-branded cards. In the past few years, the threshold for credit card processing was low, and there was only one basic staff, which also caused the overdue rate to increase year by year. There will be a special customer service collection within the bank. In the early stage, I mainly sent text messages and telephone reminders. If the loan is overdue for a long time or refuses to repay, you can directly entrust a third party to collect it. In this case, if you encounter violent collection, you can keep the evidence and complain to the bank.

2. Consumer finance/online reward collection

Whether it is consumer finance or a formal online lending platform, the collection efforts are relatively large. Because these institutions have low application thresholds, the overdue rate is relatively high. If it is overdue for two or three days or a week, customer service will contact you frequently to urge repayment. The collection efforts are relatively strong. If it is outsourced to a third-party company, it will also be violently collected, which is hard for ordinary users to bear.

3. Private loans

If you apply for a private loan, you may face more intense collection after the deadline. If you mortgage your house or car, you may be repossessed. If it is overdue, it may even be collected at home. There are many means. I suggest you choose a regular company to apply for a loan, which is not only reasonable in charge, but also will not be violently collected.