After the cancellation of Bank of Communications credit card, it will affect your application for a new credit card in Bank of Communications. Generally, after the cardholder returns the card, the Bank of Communications will record it in your score, and then apply for the Bank of Communications credit card later, and your success rate will be lower. Even if the application is successful, the quota will be lower. If you don't need to pay by credit card in the future, it won't affect you. You can apply for credit cards from other banks normally.

Bank of Communications credit card cancellation process is as follows:

1. First, you need to pay off the credit card, and then go to the counter of the nearby Bank of Communications branch to cancel the card and fill out the form;

2. After signing for confirmation, the bank staff cut the card on the spot and then cancel the card.