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What is the virtual card of Guangfa True Love Card? What are the benefits?
Many small partners reported that Guangfa True Love Card also has an online shopping virtual card, and the main card was approved before it reached the virtual card. Why buy a virtual card online when you have a credit card? Can't Guangfa True Love Card shop online? Is it necessary to buy virtual cards online? Compared with Guangfa True Love Card, what advantages does online virtual card online shopping have?

Testing and evaluation

Which is better, Guangfa True Love Card or Guangfa Taobao Card?

First, the network virtual card is bound to Guangfa True Love Card.

Customers who newly open a true love card can choose to configure a virtual card for online shopping, and provide a special virtual card for online shopping for free. Online shopping virtual cards only support online and repayment transactions, and are not suitable for credit card consumption and overdraft withdrawal. Independent card numbers are issued free of charge, and the card is valid for five years. Customers with existing cards can call our 24-hour service hotline 95508 and log on to our website "Personal Online Banking" to submit an application (submission page: Credit Card-Card Management-Online Virtual Card Application).

Second, the benefits of the network virtual card

Safe online shopping, peace of mind. Online shopping is most worried about the disclosure of credit card numbers or passwords. With the double protection of Guangfa True Love Card, dedicated virtual card and mobile phone dynamic password, the security of online shopping has greatly increased. Free online shopping for special virtual cards and independent card numbers reduces the possibility of leakage of the main card number and reduces the risk of stealing. The online shopping quota is set and adjusted by the cardholder himself; When shopping online, the "mobile phone dynamic password" service will send the transaction verification code to the cardholder's mobile phone in the form of SMS, which will upgrade the security. "

The default daily consumption limit of online shopping virtual card is 5000 yuan. If there is a temporary large online payment demand exceeding this limit, you can log in to the online shopping column of our online banking to make adjustment (the adjustment item "daily payment limit" cannot exceed 5,000 yuan): if the mobile phone dynamic password function (function introduction) is not activated, the total online consumption limit will not exceed 1500 yuan, and it will not exceed 5,000 yuan after activation.

After successfully setting the total daily online consumption limit, online payment is still limited by the daily limit of online shopping merchant payment platform. If the payment cannot be completed within the set daily online consumption limit, please pay attention to whether it has exceeded the daily limit of the online shopping merchant payment platform. For details, please contact the online shopping merchant.

Customers pay online through online banking, and the daily total consumption limit of merchant payment platform for GDB cards is 1500 yuan. Therefore, even if the daily total consumption limit of online virtual cards for customers is 5,000 yuan, the actual payment will be limited to 1500 yuan.

Guangfa Zhenqing Credit Card

(Triple points of merchant type; Optional insurance gifts; True feelings club)