No, you need to hold the card for 3 months to apply for a limit increase for the first time, and it will still take 3 months to apply for a limit increase again. The first time you apply for the temporary limit of Everbright Credit Card is 3 months after opening the card, because you have to wait for the 3rd period of consumption bills to come out before you can apply for the temporary limit. The second application will have to wait three months after the last temporary limit expires. before applying.
If you want to apply for a temporary credit limit 3 months after opening the card, you need to know the following two points in advance:
1. The temporary credit limit is generally valid for 45 days, and will automatically be credited after the validity period expires. Revert to the credit limit before the adjustment.
2. Please ensure that your account balance does not exceed the original credit limit before the current bill date, otherwise, you will need to pay the resulting over-limit fee.
Extended information
Temporary limit increase time for each bank's credit card
1. Bank of China: The first time you withdraw the temporary limit, you only need to have a repayment record. If you withdraw the temporary limit for the second time, you will not be required to have a repayment record. Time limit.
2. China Construction Bank: The first temporary limit for a CCB credit card is required to be raised after 2 months of holding the card, and 1 month later for the next time.
3. Bank of Communications: Bank of Communications credit card holders cannot actively request a limit increase and can only wait for an invitation from the bank to increase the limit. 4.
4. China Merchants Bank: There is no time limit for increasing the temporary limit of your credit card. You can apply at any time. You can apply directly by calling the bank’s customer service number.
5. CITIC Bank: Cardholders cannot actively request a limit increase and can only wait for an invitation from the bank to increase the limit.
6. China Guangfa Bank: The first application for a limit increase must be made after holding the card for 6 months, and the next application must be made after 6 months.
7. Shanghai Pudong Development Bank: To apply for a limit increase for the first time, you need to hold the card for 4 months, and to apply for a limit increase after 1 month.
8. Minsheng Bank: To apply for a credit limit increase for the first time, you need to hold the card for 6 months. If you want to make a withdrawal again, you need to wait for the invitation of the bank.
Reference materials: Ifeng.com Finance - Taking stock of the temporary credit limit adjustment time of various banks in 2018!
China Everbright Bank-What should I do if my credit limit is not enough?