The credit card limit of China Bank is approved by the Credit Card Center of China Bank according to the cardholder's income and credit status, and the cardholder can spend by swiping the card within the credit limit. The credit limit that cardholders can use for timely transactions will decrease with each consumption and be restored with each repayment. The maximum amount is the allocation amount of all cards (including the main card and the supplementary card) under the cardholder's name, not the sum of the amounts of each card.

At present, the credit card limit of China Bank generally ranges from 3,000 yuan to 50,000 yuan. Generally, the amount of a general card is between 3000 yuan-10000 yuan, and the amount of a gold card is between 10000-50000 yuan. The withdrawal amount of China credit card is 50% of the actual amount.

In fact, there are reference conditions for setting the maximum credit card limit in China Bank, so what are the specific reference conditions?

1, the total consumption in half a year is not necessarily high, but it is above 30%;

2. Consume as many pens as possible, with an average of more than 10 per month, and spending more than 20 pens is very important;

There are many types of merchants: shopping malls/supermarkets/gas stations/restaurants/hotels/tourist/entertainment places, etc. Have more daily consumption;

4. Wholesale/house purchase/car purchase/online shopping/Alipay/these should be used as little as possible.