There is no charge for handling a credit card, as long as the application materials are complete, there is basically no problem. \x0d\\x0d\ People who have never applied for a credit card or loan are generally called "white households", so can such people apply for a high credit card? \ x0d \ x0d \ It is reported that the credit card limit is determined by the bank according to the income and credit status of the applicant. In other words, when applying for a credit card, "white households" can't apply for a high-value credit card if they can't provide some other valid economic proof (such as real estate, car, etc.). ). That is to say, if the "white household" applicant has a high income, is stable or can provide proof of real estate, car, deposit certificate and so on. Then it is easy to apply for a high credit card. \x0d\\x0d\ Although a good credit record is the key factor to determine whether a credit card can be successfully obtained, it does not mean that "white households" cannot apply for a credit card, but that customers who apply for a credit card without a "good credit record" are easily approved.