Hello, the annual fee for a China Merchants Bank credit card is RMB 100 per year for a regular card and RMB 300 per year for a gold card. The annual fee is charged once a year. If you apply for 2 cards or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year.

If you successfully apply for a China Merchants Bank credit card, the annual fee for the first year will be waived or waived by the China Merchants Bank credit card or its partners who will advance the payment for you within one full year of your card’s validity (from the card issuance date, not a natural year). ) The annual fee for the second year will be reduced by swiping the card 6 times (no amount limit), and the annual fee for the third year will be reduced by swiping the card 6 times in the second year. If you make 6 purchases with a single card (no limit on amount or form), the annual fee for the card in the following year will be reduced. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time. The number of online purchases can also be accumulated into the 6 times of reduction or exemption of the annual fee for the following year.

(Except unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/Miss Kitty perfume credit card)

Whether your consumption accumulates points, you need to refer to our bank's points rules: use China Merchants Bank credit card (except AE American Express card/corporate debt commercial card/airline co-branded card/CP card/car card/FAW Toyota co-branded card/Gloria Hotel co-branded card/World of Warcraft card/Jiuyou card/ThinkPad card/QQVIP co-branded card/I love city gold card series/Xinwai), your transaction amount is calculated based on single consumption/cash withdrawal, for every ￥20 yuan or $2 USD Accumulation of 1 point will take effect on the day after the bank accounting date. However, some types of consumption are excluded, such as: buying a house, buying a car, wholesale, charity, non-profit services, government payment transactions, public schools, public hospitals, finance and other merchants that clearly indicate on the credit card website that they do not accumulate points. For details, please log on to the credit card website/jfplan/jfplan08.htm.

If you have other questions, it is recommended that you consult "Customer Service Online"/cmu/icslogin.aspx?from=Bamp;logincmu=0. Thank you for your attention and support!