because the regulatory authorities require that the credit card application must ensure the "three-parent principle", that is, personally see the applicant, personally check the original ID card of the applicant, and personally see the applicant's signature. So you submit the application materials on China Merchants Bank's official website. After passing, the bank will inform you by SMS to go to a nearby bank outlet for face-to-face signing with your ID card. After the face-to-face signing is passed, China Merchants Bank will issue cards within three working days, usually by registered mail, and the sending time of registered mail is within 15 days, so the applicant can check it. The credit card of China Merchants Bank is approved when it passes the preliminary examination. As long as it can be confirmed that it is my application, the card can be successfully issued. If the credit card application passes the preliminary examination, the staff of China Merchants Bank will take the initiative to contact the applicant to go through the formalities at the bank outlet.
second,
what does the credit card interview mean?
Regarding whether China Merchants Bank's credit card has passed the preliminary examination, let's first understand what the credit card interview means. Credit card face-to-face signing means that after the applicant submits an application online, the bank will inform the applicant that he has passed the preliminary examination by SMS, and ask the applicant to bring his ID card and other important bank outlets for face-to-face signing within the specified time.
The first online application for China Merchants Bank's credit card must be signed in person at China Merchants Bank outlets after the first trial. However, if you are a customer who already has a CMB credit card, you can directly mail the relevant information to CMB without going to the bank for face-to-face. After the approval of CMB, you will directly issue the card and mail it to the relevant customers.
the materials to be prepared for the face-to-face signing of China Merchants Bank's credit card at the outlet: my ID card, credit card and the Confirmation Letter of Getting the Card, and then the activation is completed at the counter, so that it can be used directly.
3. Precautions for the face-to-face signing of China Merchants Bank's credit card:
1. Bring the materials needed for the face-to-face signing, including ID card and credit card, and remember to bring the mobile phone with the reserved number when applying;
2. Keep in mind the information filled in when applying, and be sure to be accurate when answering the staff's questions, and don't hesitate.
3. It is recommended to dress neatly and avoid slippers, shorts and vest, otherwise it is very likely to be rejected.