We all know that ABC's credit card will be replaced with a new one after it expires, but some special cards are different. For example, this Agricultural Bank of China Huinong Credit Card is a quasi-credit card that combines lending and borrowing. Many people don't know how to change their cards when they expire. Here is a brief introduction. Huinong Credit Card is a loan product launched by Agricultural Bank of China to meet the short-term and frequent capital turnover needs of individual industrial and commercial households, private entrepreneurs, partnership partners, small business owners, large leasing contractors and large rural farmers. Different from ordinary credit cards, it is a quasi-credit card, or Jinsui quasi-credit card. The validity period of the Agricultural Bank of China Jinsui quasi-credit card is generally 1~2 years, and it is generally marked in the form of "MM/YY" on the front of the card. The first two digits are the expiration month and the last two digits are the expiration year. Valid until the last day of the month, you must change your card to use it. However, unlike ordinary credit cards, banks do not issue new cards to cardholders when the new cards expire. Generally, before Jinsui quasi-credit card expires 1 month, the Agricultural Bank of China will issue a card replacement notice to the cardholder by SMS, telephone, etc. If the cardholder does not ask for a new card after receiving the notice, the Agricultural Bank of China will make a new card and send it to the original application acceptance outlet to change the card for the cardholder. Cardholders can fill in the card replacement application form at the original application acceptance outlet in the month of expiration and get a new card. When changing the card, the cardholder shall return the valid card to the issuing bank. It should be noted that if the cardholder fails to renew the card within 1 year after receiving the notice, but the bank fails to take the card, China Agricultural Bank will cancel the account of Huinong Credit Card.