There are high and low credit card quotas, and some credit cards with low quotas have little effect, so many people will choose to cancel cards with low quotas. However, there are also many problems that need attention when canceling, otherwise it will bring some unnecessary trouble.

What are the precautions for credit card cancellation?

1, credit card cancellation option

The first step to cancel a credit card is to determine the credit card that you least need according to the frequency of use, classify it according to the frequency of use, and select sleep card, sleep card and credit cards with relatively low frequency of use as the primary "cleaning" target. In this way, there will be no accounting confusion caused by too many credit cards, and unnecessary annual fees and interest expenses can also be effectively avoided.

2. Empty the card without too much.

Before canceling the card, be sure to confirm whether there is any outstanding debt on the card and whether there is any change balance after repayment. If you are not clear, you can call the issuing bank to ask about the marketing card and other matters needing attention. If you owe money, you must pay it off first. There is still money in Cary. Go to the supermarket and brush it clean before canceling the card.

The difference between credit card cancellation and account cancellation;

You can't see that there is only one word difference between canceling an account and canceling an account, but they are very different in essence. Cancellation is just a simple way to cancel the use of this credit card. Cancellation means canceling all your credit card accounts. If you have multiple credit cards in a bank, you must choose carefully before you choose to cancel your account, so as to avoid inconvenience to your life due to operational errors.