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Can ID photos be used to apply for loans or credit cards?

If you apply for a loan or credit card at China Merchants Bank, you cannot apply for it only with your ID card photo.

Welcome to apply for a loan from China Merchants Bank. If you apply for a personal loan from China Merchants Bank, you need to have a China Merchants Bank in the local area where you are applying. The application requirements and conditions for loan types are different. Please provide the purpose of the loan and we will further help you verify whether it is available. The loan that's right for you.

If you apply for a China Merchants Bank credit card, you need to have a local China Merchants Bank, be 18-60 years old, and provide an ID card if you can (the temporary ID card requires a second-generation temporary ID card valid for more than 3 months and a copy of the household registration book) ), work certificate and income certificate, you can try to apply. If you apply for a car card, you need to attach a copy of the driving license in your name. If the local branch has clear regulations, the local branch regulations need to prevail. The credit card issuance status is based on The final review result shall prevail.