The credit card transaction amount exceeds the limit, which means that when the cardholder makes a transaction with the credit card, the transaction amount exceeds the amount that the credit card can consume.

Generally, it is caused by the following reasons:

1. Credit card transactions have a daily consumption limit. If the amount of credit card swiping exceeds the maximum amount of credit card swiping on that day, the transaction cannot be continued;

2. The credit card has risky transactions, and the transaction amount will be limited if it is detected by the system;

3. If the previous credit card is overdue, or cash is cashed out by credit card, the transaction amount of credit card will also be limited.

expanding knowledge

the consciousness of spending ahead of time is likely to cause the amount of credit card to exceed the limit. Literally speaking, it means that the amount of credit card exceeds the amount in the card, in other words, you have to settle the account, that is, your card can't draw that much money. The reason for this is that the customer sets a single limit by himself.

either online trading or because of the limit of bank risk control, because the customer's bad card records are monitored by the bank, and the bank limits the single amount in a specific merchant. But it also has a solution, just reset it yourself. You can also improve your personal online banking information or call the bank customer service to apply for opening a large amount of consumption. Or diversify consumption for a period of time, and automatically lift the restrictions after the bank monitors that the conditions are met.