No.

Early repayment of a credit card is a sign of good credit and will not have any impact on the cardholder.

Credit card repayment methods include:

1. Within the card-issuing bank

This method includes: card-issuing bank counter, ATM, online banking, automatic transfer, and telephone banking Repayment, etc. After repayment, the credit card limit will be restored immediately, and the payment will generally be credited to the account after the system processes it on the same day.

2. Transfer/remittance repayment

It is mainly divided into two methods: inter-bank in the same city and inter-bank in different places. Regardless of the method of transfer or remittance, the remittance bank will charge a certain fee. At the same time, the time it takes for the money to arrive and the convenience of repayment are not as good as intra-peer repayment, online repayment, convenience store repayment and other methods.

Extended information:

Credit Card Notes - Repayment Due Date

The repayment due date is also called the final repayment date. If you do not repay in full before the due date and do not choose the minimum repayment amount on your credit card, the penalties you may face are:

1. All consumption payments will no longer enjoy interest-free repayment. The bank will calculate interest on a daily basis from the day the consumption occurs, using the consumption amount as the principal, with a daily interest rate of 5/10,000, and compound interest on a monthly basis;

2. Receive a reminder call or reminder from the bank. Pay credit;

3. Freeze your account and feed back your debt record to the People's Bank of China to record it in your credit file, which will affect your personal credit.

Baidu Encyclopedia - Credit Card Repayment