As we all know, it is a long-term solution to use credit cards according to regulations, but there are still many people who use their cards at will with luck, either owing money or illegally cashing out, and regret it only after the credit card application platform freezes the cards. However, how to judge whether the credit card is frozen?

1, the use of credit cards is restricted:

If the cardholder finds that the credit card cannot be used normally, it means that the card has been frozen. In this case, the cardholder can contact the bank customer service to inquire about the specific situation. If it is because the bank is suspected of cashing out, and the cardholder himself has no such behavior, he can submit a consumption voucher and ask the bank to cancel this risk control.

2. Warning message or phone call from the bank:

If the cardholder receives a warning message or phone call from the bank in the process of using the credit card, reminding everyone to use the card properly, which means that the credit card will be frozen. At this time, everyone should pay attention to the use of credit cards, and never violate the rules again, otherwise the credit cards will be frozen and cannot be thawed in a short time.

3. The credit card installment application was rejected:

Under normal circumstances, credit cards cannot be divided into stages, which means that credit cards have been frozen. Because as long as the user's personal credit is good, credit card installment can generally be carried out. If the user is refused a visa when applying for installment, it is likely that the card friend's posture is not standardized and the card is controlled by the wind.