There are no fees for ICBC credit cards if the payment is paid in full and on time after swiping the card, but there are fees for withdrawals. ICBC's cash withdrawal fees include handling fees and interest.

1. ICBC credit card cash withdrawal handling fee calculation method:

Local bank cash withdrawal: no handling fee is charged.

Local interbank transfer: 2 yuan/transaction.

Cash withdrawal from our bank in other places: 1% of the cash withdrawal amount, with a minimum of RMB 1 per transaction and a maximum of RMB 50 per transaction.

Inter-bank cash withdrawal in different places: 1% of the cash withdrawal amount, with a minimum of RMB 1 per transaction and a maximum of RMB 50 per transaction, plus an inter-bank handling fee of RMB 2 per transaction.

2. The interest calculation method for ICBC credit card cash withdrawals:

ICBC credit card overdraft withdrawals do not enjoy the interest-free repayment period. From the day of consumption to the repayment date, the daily interest rate is RMB 10,000. Overdraft interest will be collected on a five-fifth basis and compound interest will be collected on a monthly basis.