The so-called credit card pre-authorization refers to the amount of deductions authorized by the credit card holder at the special merchants, which is the amount that is confirmed to be frozen. Generally, pre-authorization will directly occupy the credit card limit. But for merchants, pre-authorization of credit cards can avoid the occurrence of runaway orders. So do credit card pre-authorizations require repayment? Let’s find out together.

Does credit card pre-authorization require repayment?

Usually, credit card pre-authorization does not require repayment. Credit card pre-authorization is a limit frozen in the special merchant. Generally speaking, when the credit card holder settles the credit card pre-authorization, the pre-authorization will be cancelled, and the card holder's current consumption amount will be included in the bill and needs to be repaid; the other is pre-authorization. It is valid for 30 days. If the cardholder does not make settlement purchases during this period, the pre-authorization will be cancelled, and no repayment is required.

The above is an introduction to credit card pre-authorization. I hope it can be helpful. It is worth mentioning that credit card pre-authorization also has certain security risks. For credit cards that have not been used for a long time, you must turn off pre-authorization on credit cards to avoid credit card theft.