Adjusting the temporary credit limit on a credit card may affect the opportunity to raise the fixed credit limit. Adjusting the temporary credit limit on a credit card requires repayment at one time, so the pressure to repay after the temporary limit is very high, but if it can be normal every time Repayment can increase the user's credit profile, and the temporary limit may not be conducive to increasing the fixed limit. After all, banks have time requirements for increasing the fixed limit.