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Credit cards with chips are highly secure

Does the CITIC MasterCard Dual Currency Card have a chip?

Yes, the CITIC MasterCard Dual Currency Card has a chip. Basically, most credit cards have a chip. If there is no chip, it is usually Can't swipe the card.

Does Bank of Communications credit card have no chip?

1. Bank of Communications credit cards have chip cards. Chip cards are limited to UnionPay cards. Multi-currency cards or full-currency cards do not have chip cards. At present, most banks use chip cards and magnetic stripe cards because their security factor is too low.

2. The Platinum Card has a high annual fee-free limit!

3. Most Bank of Communications credit cards use chip cards, and there are very few magnetic stripe cards now. Because the security factor of chip cards is much higher than that of magnetic stripe cards, for the sake of security, most Banks of Communications use chip cards.

For more information about whether the Bank of Communications credit card does not have a chip, enter: View more content

Which China Construction Bank visa card has a chip

The visa card form indicates that the credit card has a chip Card.

CCB’s VISA single-label credit card is a chip card, but the VISA+UnionPay dual-label card is a magnetic stripe card. In terms of security, chip cards are definitely more secure. If you need to use cards both at home and abroad, it is recommended to apply for two cards, one UnionPay chip card and one VISA chip card.

What does Bank of China chip credit card mean?

Introduction to Bank of China chip credit card:

IC card is the English abbreviation of integrated circuit card, also known as smart card and chip card. An IC card is made by embedding a dedicated integrated circuit chip in a PVC plastic substrate that complies with ISO standards and encapsulating it into a card with a magnetic chip shape. Currently, according to different standards of international organizations, they are divided into financial IC cards that comply with PBOC standards and EMV standards. At present, the financial IC cards issued by Bank of China are mainly bank cards that comply with the PBOC2.0 standard of the People's Bank of China and are loaded with chips, including debit and credit applications and electronic cash applications.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, you are welcome to consult the Bank of China online customer service or download and use the Bank of China mobile banking APP to consult and handle related services.

What is Bank of China’s all-currency international chip card credit card?

Bank of China’s all-currency international chip card credit card is a Bank of China Great Wall series credit card. This card has 4 products, namely: PyeongChang Winter Olympics themed credit card, PyeongChang Winter Olympics themed card athlete version, all-currency free travel credit card (Wonderful American Edition) and all-currency free travel credit card (Wonderful) European version).

The athlete version of the PyeongChang Winter Olympics theme card is a gold card level. The PyeongChang Winter Olympics-themed credit card, all-currency free travel credit card (Wonderful American Edition) and all-currency free travel credit card (Wonderful European Edition) can be divided into platinum cards and gold cards according to levels.

PyeongChang Winter Olympics themed credit card, PyeongChang Winter Olympics themed card athlete version and all-currency free travel credit card (Wonderful American version): only available to VISA international organization network outside China and China's Hong Kong, Macao and Taiwan regions Use, UnionPay online merchants are not supported for transactions. Domestic cash withdrawals and transfers will not be affected.

The full-currency free travel credit card (Wonderful European Edition) can only be used on the MasterCard international organization network outside China and in Hong Kong, Macao and Taiwan, and does not support UnionPay online merchants for transactions. Domestic cash withdrawals and transfers will not be affected.

Warm reminder: Pyeongchang Winter Olympics-themed credit cards were officially issued to all jurisdictions in April 2017. Starting from February 20, 2019, if you apply for card reset or report loss and replacement, you will receive Winter Olympics certificates. Themed platinum card face. The UEFA Champions League-themed credit card was officially issued to all jurisdictions on January 3, 2018, and will replace the all-currency Free Travel Wonderful Europe card from the end of June 2018.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.

Features of China Construction Bank Dragon Card Global Payment Chip Credit Card

How about China Construction Bank Dragon Card Global Payment Chip Credit Card? China Construction Bank has joined forces with China UnionPay Long Card Global Payment Credit Card, which uses chip cards as a medium to provide RMB cross-border payment services for mid-to-high-end customer groups with international business contacts, outbound travel and overseas study needs.

The UnionPay brand Dragon Card global payment credit card has achieved three major breakthroughs based on the dual-logo Dragon Card global payment credit card product issued by China Construction Bank last year.

First, the rights and interests are richer. On the basis of retaining special functions such as "all currencies, no exchange", relying on China UnionPay's 12 million merchant resources in more than 140 countries and regions around the world, it can bring more substantial card discounts to customers and enjoy more national own brands. Swiping fun.

Second, the group is broader. The product covers three levels: gold card, titanium platinum card and standard platinum card, realizing the "global payment" rights of all levels of Dragon Card credit card, becoming the credit card product with the most complete product series and the widest coverage of mid-to-high-end customers on the market, benefiting more customers. .

Third, it is safer to use. Using UnionPay financial IC cards as a medium, it can effectively reduce the risk of credit card counterfeiting. It can also support payment functions such as electronic cash and contactless fast transactions, providing customers with a more diverse and secure card use experience.

That’s it for the introduction of credit cards with chips.