Will the credit card be reduced if it is not used? The answer is yes. If the credit card is not used for a long time, the bank will reduce the credit limit according to the risk assessment. Therefore, even if you hold a credit card, you need to spend regularly to maintain the credit limit.

In addition, we should pay attention to personal credit and don't blindly apply for loans. Otherwise, once big data is spent, it will be rejected because the comprehensive score is not enough. Get a big data report in "Songguo Tea" and have a clear understanding of your situation in online lending big data. The database cooperates with more than 2,000 online lending platforms, and the query data is accurate and complete. You also need to pay attention to personal credit.

Therefore, for cardholders, it is necessary to pay attention to regular consumption and timely repayment to avoid reducing the credit limit due to breach of contract. At the same time, it is suggested to pay more attention to personal credit and maintain a good credit record.