Mortgage will not affect the application of credit card. As there is installment mortgage in China Bank, as long as the repayment is made on time and there is no bad credit record such as overdue, you can not only apply for a credit card, but also apply for a low amount.

Generally speaking, the conditions for a bank in China to apply for a credit card are: above 18 (inclusive) and below 65 (inclusive), with full civil capacity and legal and stable income. According to the different types of credit cards applied for, as well as the different household registration and identity of the applicants, the application materials to be submitted are also different. Most domestic bank credit cards need to be processed at the counter of bank outlets. It is recommended to submit application materials at the counter of local bank outlets in China.