Model essay on bank internal control work (5 general articles)

Time always slips away inadvertently, and our work has come to an end again. Looking back on this period, our work ability and experience have grown, and it is time to sum up our past achievements in the work summary. What kind of work summary should you have seen? The following is a summary model essay (5 general articles) on internal control of banks, which I collected. Welcome to read and collect.

summary of bank internal control

since xxxx, in combination with financial characteristics, our department has strengthened business process integration, related system construction, business and policies of related business varieties, and held a director's office meeting and departmental plenary meeting to make arrangements for related internal control. The recent internal control work of our department is as follows:

1. Card business.

our department has inspected the credit card business, and the accounts of the customer files, password envelopes, bank cards in stock and finished bank cards are consistent.

ii. internal control and compliance were strengthened.

The internal control compliance officers were adjusted and implemented. According to the actual situation of the personal finance department, Deputy Director xx was appointed as the lead, and several comrades such as xx were appointed as the internal control compliance officers of the personal finance department. And hold a case situation meeting every time in the department to strengthen the risk of the whole jurisdiction and its own risk. In addition, compliance officers are required to put forward constructive opinions at the quarterly case situation analysis meeting and evaluate them on the internet.

third, emphasize the importance of business learning and rules and regulations learning.

At least 2 days a month, all employees of the department will be arranged to concentrate on learning business knowledge, policies, regulations and rules, so as to create a good learning atmosphere. Strengthen the education of employees and cultivate their correct outlook, values and outlook.

4. Clean up the tellers in the peripheral system.

in order to strengthen internal control, our department cleaned up and updated the operating and management tellers of the credit card system and retail credit system in the whole jurisdiction in time, and registered the cleaning and updating. Summary of bank's internal control: Since 2

2xx years ago, the Bank has adhered to the principle of "strictly administering the bank", attached great importance to internal control management, and made internal control work an important task. On the premise of strictly implementing the systems and measures of the superior bank, the Bank has made efforts to improve and refine the internal control management system and do all kinds of internal control work in light of the reality of xx Branch. In order to achieve its business objectives, the Bank has adhered to the business strategy of both business development and internal control management, and standardized its operating procedures. The basic situation of the Bank's internal control management is now reported as follows:

1. Strengthening the carding and learning of the system

Since this year, the Bank has combed the rules and regulations of various lines, carefully organized and studied and guided relevant policies in view of new document changes, and always implemented the latest system requirements and regulations in actual business operations and operations to ensure that the relevant business operations of the Bank are in compliance with laws and regulations. In April this year, according to the contents of the education month activities of sub-branches, the Bank comprehensively and thoroughly carried out Ten Prohibitions for Tellers and Heads of Business Institutions, Professional Conduct for Employees of Banking Financial Institutions, Staff Code of xx Bank Co., Ltd., Measures for Handling Employees' Violation, Several Provisions on the Integrity of Leaders of State-owned Enterprises, Several Guidelines for Leading Cadres of China * * * Production Party party member, Regulations on Inner-Party Supervision, and so on. All employees of the Bank have further improved their awareness of observing rules and disciplines and complying with laws and regulations.

II. Continue to implement personnel control measures for important positions

In strict accordance with the requirements of relevant systems, the Bank will assign responsibilities to people and identify incompatible positions and businesses in such business links as teller number use, account opening, seal inspection, business seal keeping, reconciliation, bill exchange, authorization and confirmation of large-sum fund receipt and payment. Resolutely put an end to the occurrence of problems such as string posts, mixed posts or illegal post-filling and part-time posts. At the same time, the Bank has implemented rotation and compulsory leave system for personnel in important positions as required, and so far, it has completed rotation for 3 people and compulsory leave for 3 people.

III. Insist on the implementation and control of important operational links and high-risk businesses

The Bank will check the implementation of the "Double Ten Banners" regulation at least once a month; Check the accounts and accounts of cash, important blank vouchers and precious metals at least once a month; Check account opening, loss reporting, account freezing, large deposit and withdrawal and transfer, customer's reserved seal, business seal and teller's private seal at least once a quarter; At least once every quarter, take the initiative to understand the reconciliation of key customers of the Bank.

iv. actively carry out various risk investigation work this year

carry out the risk investigation work of our bank according to the latest documents of provincial banks and sub-branches this year, further strengthen the management of all business links, standardize daily operations, and enhance employees' compliance operation and risk awareness.

(I) Company Line

According to the requirements of the Notice on Defining the Management Requirements of Verification and Authorization Registration System for Large RMB Transactions, the Bank once again conducted self-examination and standardization on the verification standards, verification personnel, verification methods and registration work for large RMB transactions, so as to ensure the Bank's legal compliance in this business operation and implementation.

(2) Gold bars

1. According to the requirements of the Notice on Sending, further standardize the inquiry and access of personal customer information of the Bank, and earnestly do a good job in the confidentiality of personal customer information of the Bank.

2. According to the requirements of the Notice on Sending, the Bank conducted a comprehensive and one-by-one self-examination on the personal wealth management products handled by employees through the personal wealth management sales system from August 2xx to March 2xx, focusing on checking whether employees used their work to handle their personal wealth management business. After self-examination, our wealth management business is in compliance, and there is no such situation.

(III) Supervision and legal compliance

1. According to the requirements of the Notice on Risk Tips for Bank Employees to Reveal Customer Data, the Bank has effectively carried out the ideological education and management of employees and increased the training of employees in confidentiality.

2. according to the requirements of the notice on strengthening the prevention of operational risks such as running business by employees and using personal accounts to transfer customer funds, we have conducted business guidance and learning for our employees, cultivated a culture of operational risk management for all employees, and standardized the counter operation process.

v. The system of dynamic analysis of employees' thoughts and behavior investigation has been put in place

Recently, the Bank organized dynamic analysis of employees' thoughts and behavior investigation, and learned about the changes of each employee's thoughts and behavior through observation, conversation, meeting analysis, home visits and customer return visits. At the same time, we often communicate with each employee, conduct education on "double ten prohibitions", ideology and morality, compliance operation and case warning, and open communication channels to encourage each employee to make suggestions for the compliance and internal control work of the sub-branch.

thanks to the unremitting efforts of the leaders of the sub-branches and all the staff of the Bank, the Bank's internal control and compliance work is running well. In the future work, the Bank will continue to attach great importance to internal control and compliance as a long-term unremitting work, so that compliance and internal control work can escort the Bank's business development. Summary of internal control of banks since 3

xx years ago, combined with the characteristics of personal financial business, our department has strengthened management in business process integration, related system construction, business and policy learning of related business varieties, and held the director's office meeting and departmental plenary meeting to make arrangements for relevant internal control work. The recent internal control report of our department is as follows:

1. xxx business.

our department has carried out an inspection on the credit card business, and the accounts of customer files, password envelopes, stock xxx and finished xxx are consistent.

ii. internal control and compliance were strengthened.

The internal control compliance officer was adjusted and implemented. According to the actual situation of the Personal Finance Department, Deputy Director xx was appointed as the lead, and several comrades such as xx were appointed as the internal control compliance officers of the Personal Finance Department. It is also planned to hold a case situation analysis meeting every quarter in the department to strengthen the understanding of the risks under the jurisdiction and their own risks. In addition, compliance officers are required to put forward constructive opinions at the quarterly case situation analysis meeting and evaluate them at the meeting.

third, emphasize the importance of business learning and rules and regulations learning.

deploy at least 2 days every month to carry out centralized learning of business knowledge, policies, regulations and rules and regulations by all employees of the department, and create a good learning atmosphere. Strengthen the ideological education of employees and cultivate their correct outlook on life, values and morality.

iv. comprehensively clean up the tellers in the peripheral system.

in order to strengthen internal control, our department promptly cleaned up and updated the operating and management tellers of the credit card system and retail credit system in the whole jurisdiction due to the great changes of business personnel in the whole jurisdiction recently, and registered and filed the cleaning and updating. Recently, in order to further improve the internal control management level of the whole bank and maintain the healthy and sustainable development of various businesses, Linyi Branch of Industrial and Commercial Bank of China has taken three measures to strengthen the internal control management of the whole bank.

first, strengthen the fine and standardized management of internal control. On the basis of earnestly summing up experience and finding out deficiencies and loopholes in internal control management, the Internal Control Compliance Department took the lead in formulating the Implementation Plan for Strengthening Fine and Standardized Management of Internal Control in Linyi Branch, which was implemented throughout the Bank. The plan requires that the internal control management of the whole bank must start from the basic work, and strictly follow the internal control management and operation standards of the superior bank, refine the control management links, standardize the supervision and inspection procedures, improve the rectification and punishment measures for problems found in internal control management, and strive to do every work of internal control management and achieve scientific management objectives. According to this plan, all professional departments and offices have also formulated the work plan of fine and standardized management of internal control in combination with their own reality.

the second is to strengthen the assessment of indoor control management in the municipal department. In order to strengthen the implementation of internal control management responsibilities of municipal departments and offices, from this year, the problems and rectification found by various inspections of higher-level banks and external supervision departments will be included in the performance evaluation scores of various departments and offices by deducting points. During the assessment, according to the nature and severity of the problems found, the problems are divided into four levels: general problems, more serious problems, serious problems and major violations, and the rectification rate of the problems found during the inspection is assessed. Statistics are made separately according to the items, and accumulated points are deducted.

Third, intensify the inspection of key businesses such as credit business, bank card business and electronic banking, further standardize the operating procedures, especially strive for a new breakthrough in the management of credit business, comprehensively reverse the passive situation of extensive management, improve the risk prevention and control ability, and achieve the overall goal of no cases and no accidents throughout the year, so as to ensure the comprehensive, healthy, stable and sustainable development of credit business and other businesses. Summary of internal control work of banks 4

Since the Head Office conducted a comprehensive evaluation of internal control in 2xx, the Bank has attached great importance to internal control management, taking it as an important task. On the premise of strictly implementing the systems and measures of the superior bank, it has made efforts to improve and refine the internal control management system in view of the actual situation of xx Branch, and made meticulous efforts in various internal control management. In order to achieve business objectives and maintain property integrity, To ensure the accuracy of accounting and other information and the legality of financial revenue and expenditure, the management policies and decisions of decision-makers can be implemented smoothly, and the work efficiency and economic benefits can be improved. The Bank adheres to the business strategy of both business development and internal control management, which has played a positive role in standardizing operating procedures and reducing financial risks. Now I will report the internal control management of the whole bank

I. Basic information of internal control management

The sub-branch has seven functional departments, including office, personnel supervision department, planning and credit department, market customer department, financial accounting department, international business department and compliance department, one trade union office and one party committee office. It is under the jurisdiction of eleven business organizations, including the business department, xx branch, xx branch, xx branch, xx branch, xx branch, xx branch, xx branch, xxX branch and xx branch, and there are also six savings offices in xx, xx, xx, xx and XX. By the end of October, the Bank had xx employees, including xx long-term contract workers and xx short-term contract workers. In terms of institutional setup, the functional departments should be horizontally and parallelly restricted, and the front and back offices should be separated. In the post allocation, personnel should be implemented and responsibilities should be clear; In the system construction, it is timely to deliver documents and implement learning in place; Strictly require standardized operation in system implementation, and strive to reduce operational risks; Insist on strengthening self-discipline supervision and re-supervision in terms of system guarantee to protect internal control management. Generally speaking, the Bank's internal control management is focused on by leaders, organized and implemented, with clear responsibilities, interlocking three lines of defense, and increasing risk prevention ability. Looking for a model essay

II. Main measures taken in internal control management in that year, and the results and achievements

To ensure a good internal control management situation of the whole bank, the Bank has taken the following measures in internal control management this year

1. Leaders attach great importance to and organize the implementation. Since 2xx, the leadership of the Bank has always attached great importance to the internal control work of branches, taking strengthening internal control work as improving the management level, standardizing business operations and improving the whole bank. The Bank set up an audit office separately, and the internal control work was led by the audit office. This year, * * * organized on-site audits for X times, with xx participants. According to the requirements of the president's office, the work plan was formulated, and the responsibility audits of Director xx and Director xx of xx Branch Office were completed. Business audit of xx Livestock Storage Institute, xx Savings Office, xx Savings Office and xx Branch Office; Important post responsibility transfer x person-times; Support the staff call of the audit office of the branch; Extended inspection of problems found in supervision; Established a problem rectification account; Supervised the self-examination and self-correction of internal control evaluation.

2. timely convey the new policies, systems and measures of CBRC, PBC and superior bank. According to statistics, by the end of September, * * * had forwarded more than ten business documents of internal and external superior banks to the sub-branches at the same level, and more than xx business documents of internal and external superior banks to the business institutions. After receiving the documents, employees were organized to study in time, which strengthened the bank's employees' mastery of national financial policies, systems and methods and standardized their business operation procedures.

3. according to the actual situation of the bank, constantly improve various effective rules and regulations. According to the document spirit of the superior bank, our behavior further penetrated into the specific business development and internal control management. This year, the sub-branch issued various institutional support and business documents, newly established xx, xx and xx committees, and adjusted xx review committee, xx committee, xx leading group and xx leading group. Introduced the xx annual business target assessment method, the internal comprehensive management assessment method of the main responsible person of the business unit, the salary distribution method and the xxx work quality assessment method; The job responsibilities of functional departments of sub-branches were revised. The introduction of regulations and measures has provided effective institutional guarantee for internal control management in terms of organization and responsibilities.

4. attach great importance to the existing problems, clearly implement the responsibility for rectification, and do a good job in rectification. The rectification work is led by the compliance department of the sub-branch and supervised by the competent business departments, and the units with problems implement rectification. The compliance department shall establish a bank-wide rectification ledger, and conduct one-by-one inspection on the internal and external problems and rectification results of the superior bank this year.