Do you want to ask: How much will it cost if a Guangzhou Bank credit card is overdue for 4 days?

The specific amount of overdue credit card charges varies between different banks and different card types. Each bank has different policies for handling overdue credit cards. The following are some explanations for the general overdue charges on Guangzhou Bank's credit cards, but please note that the specific amount is subject to bank regulations:

Interest charges: Guangzhou Bank usually charges based on the overdue amount. Interest charges are charged at a certain percentage. The specific proportion may vary depending on different card types, but is generally between 0.1%. For example, if the overdue amount is 1,000 yuan, calculated based on the interest rate of 0.05%, the interest fee for four days overdue is approximately 0.2 yuan.

Late payment fees: Guangdong Bank usually charges late payment fees after the credit card is overdue. The specific amount of late fees also varies with different card types. Generally speaking, late payment fees are usually a certain percentage of the outstanding amount, such as 3% to 5%. Taking an overdue amount of 1,000 yuan as an example, calculated at a rate of 3%, the late payment fee for four days overdue is approximately 30 yuan.

It should be noted that this is just a general example, and the specific deduction amount shall be subject to the regulations of Guangzhou Bank. If your credit card is overdue, please refer to Guangzhou Bank's credit card terms or contact the bank's customer service department to learn the exact deduction amount and policy. In addition, timely repayment is the best way to avoid overdue charges, maintain your personal credit record and avoid unnecessary expenses.