All right.
In contrast, double-label cards are better than single-label cards, and there are many card issuers, so it is the understanding of most people in China that swiping cards will be more convenient. I hope it helps you.
What is a double-sign credit card? Introduction of double-sign credit card.
1. The so-called double-label credit card (referred to as double-label credit card or double-label card) means that two card organization logos appear on a bank card at the same time. For example, there are both UnionPay and Visa logos on the bank card.
2. International card organizations cooperate with UnionPay to issue dual-label cards, and the beginning of the Bin number is organized by foreign cards. For example, the beginning of Visa card is 4, and the beginning of MasterCard is 5 1-55, but both of them are used as clearing channels of UnionPay in China, and are settled in RMB.
How to use the double-label credit card of China Bank?
The use of double-label credit cards in China Bank;
If you have a double-label credit card from Bank of China, you can spend it through overseas UnionPay channels or corresponding international organizations. If you only hold a UnionPay single-label card, you can use the UnionPay channel to swipe your card overseas; If you only hold non-UnionPay single-label cards, you can use other channels of international organizations other than UnionPay to swipe your card overseas.
The above contents are for your reference. Please refer to the actual business regulations.
How about CCB MasterCard?
Answer: CCB MasterCard is good. You can get one. MasterCard of China Construction Bank can be used in China, and double-label cards can also be used normally in China, but if it is a single-label card, it can only be used by special merchants who support MasterCard.
If the CCB MasterCard held by relevant users is a dual-label card, it can be used through UnionPay network in China. If it is a single-label card, it can only be used by MasterCard merchants, not through UnionPay network.
MasterCard of China Construction Bank is a dual-currency credit card, which is an international standard credit card. One card is dual-currency, which can be used at home and abroad, and enjoys all the benefits of China Construction Bank.
How about unionpay visa double standard card?
Visa card is good. It is convenient to use abroad, supports more than 29 million merchants around the world, and can meet various payment and daily needs. Users can use the visa channel when settling accounts. In addition, large domestic commercial banks can apply for visa cards, but different users get different quotas.
1. Most of the credit cards in the hands of Chinese consumers are UnionPay and visa, UnionPay and MasterCard or UnionPay standard cards (UnionPay only), but there are also a few cards, namely Euro Card, Sterling Card and Daily Dollar Card. Visa or MasterCard can directly consume US dollars, and UnionPay can directly consume RMB.
2. If you consume currencies other than US dollars and RMB, such as Japanese yen, Australian dollar and Korean won. Visa, MasterCard and UnionPay all need to exchange money first. In this process, the so-called "money counting fee" is generated, which is also the currency exchange fee.
3. At present, UnionPay does not charge this part of the handling fee, while visa and MasterCard usually charge a handling fee of 1-2%. Of course, if you use visa or MasterCard in the United States, you don't need any currency exchange, because you trade directly in dollars, so there is no such thing as a handling fee.
Therefore, under normal circumstances, visa or MasterCard is the most cost-effective in the dollar area. Similarly, if you choose to use the corresponding card in the corresponding country, for example, use the euro card in Europe and the RMB area, use the pound card in the UK, and now use the yen card. You don't need to pay any currency exchange fees, so swiping your card is the most cost-effective way.
Of course, in more cases, people often use visa cards or MasterCard and UnionPay cards when spending in non-US dollar areas. At this point, we must mention the exchange rate factor.
6. The exchange rate is produced in the process of currency exchange, which is determined by a large number of matching transactions of various trading entities in the foreign exchange market. Banks, monetary institutions and other institutions as well as foreign exchange dealers are the main trading entities in the foreign exchange market. The daily foreign exchange quotations of banks, banks and card institutions are actually the quotations of the institutions in the foreign exchange market. So different card organizations and different banks will have different exchange rates.
7. Take visa and UnionPay as examples. Visa buys local currency in dollars, and UnionPay buys local currency in RMB. Whether the transaction price is cheap or not depends on their bargaining power.
8. Therefore, the exchange rate of our credit card consumption will also change every day, and each card organization will update this exchange rate every day.
This is the end of the introduction on how to double-label credit cards and how to increase the amount of double-label credit cards. I wonder if you have found the information you need?