2。 You can pay by installment.

3。 4S store support.

There are several questions:

1。 The temporary limit is 6,543,800 yuan more than the fixed limit, which needs to be returned immediately on the billing date, otherwise the penalty interest will be miserable. Can't be phased. The stage you can divide is 20 thousand yuan.

2。 The annual interest rate of the notes converted in installments is about 15%, which comes from usury.

Therefore, individuals do not recommend spending in advance. Banks are very skilled capitalists, basically grasping the characteristics that young people like to enjoy consumption in advance, and doing a lot of gimmicks to earn young people's money.