China Merchants Bank gq joint name Kapuka is still worth raising. Because China Merchants Bank's GQ card is the first card for China Merchants Bank to withdraw cash for free every month, there are few intermediate credit cards. This thing can read GQ e-magazines for free and subscribe to paper magazines at a discount of 30%. This card can be said to be the hottest card in China Merchants Bank. The application threshold is very low, it is easy to apply for a card, and the quota is raised quickly. Although the special rights and interests are not rich, as a novice, it is definitely worthwhile to be the first card of the user.
First, China Merchants Bank GQ co-branded credit card
GQ co-branded card is a credit card jointly issued by China Merchants Bank and Shanghai Kangtai Nash Advertising Co., Ltd. At present, there is only one card design, namely UnionPay single currency ordinary card, and only men can apply. China Merchants Bank GQ co-branded credit card is a kind of credit card that focuses on men's fashion. This thing is not only cool in design, but also has the basic functions of China Merchants Bank and credit card rights, which can meet the various needs of cardholders. The GQ co-branded card of China Merchants Bank is a card-level ordinary card, and the current credit line is between 30 million yuan and 6.5438+0 million yuan. If the cardholder thinks that the credit card limit is too low, the user can call China Merchants Bank after six months of use and ask for an increase in the credit card limit. As a universal card, the application of this card is relatively simple.
Second, the benefits of credit cards.
When applying for a credit card, users can enjoy many preferential policies brought by the credit card first, and there are also corresponding preferential policies for spending credit cards in major shopping malls. At the same time, it avoids carrying a lot of cash out of the house, which is very convenient and fast, and will not cause various dangers because of carrying a lot of cash. You can also enjoy a way of spending first and then repaying, which can temporarily solve the financial difficulties of cardholders. I have to say that credit cards bring a lot of convenience to users' lives. When users use credit cards in major shopping malls, they will also get corresponding virtual points, so as to exchange various commodities.
To sum up, credit cards have brought many benefits to users' lives, but it is undeniable that the emergence of credit cards also has many disadvantages. It makes many people unable to control their consumption desires and even commit crimes.
China Merchants gq Co-branded Card Puka Quota
China Merchants Bank gq co-branded credit card is a customized credit card for men who pursue high-quality life, and its ordinary credit card limit is generally between 3000 yuan and 1000 yuan. As a credit card specially designed for men, it appears to satisfy men who pursue high-quality consumption and life.
The credit limit of the card depends on the income and asset value provided by the applicant. Everyone's situation is different, so the credit limit of a credit card is uncertain. If the effective income and asset guarantee value provided by you during the application process are high, the evaluation value of the relevant bank departments will be high, and the credit card limit issued to you will naturally be high. In addition to income and asset value, banks also have a special evaluation system for the evaluation and issuance of credit card limits. Even two people with the same family property and salary income will get different quotas.
If you want to increase the amount of China Merchants Bank gq co-branded card, you need to apply to the bank first. You can't apply for the quota until you open the card for half a year, and there will be an interval of one quarter to half a year for the next application. When you need to withdraw money, you can call China Merchants Bank to apply for credit card withdrawal service after holding the card for half a year. If you seldom use credit cards, the transaction activity of credit cards is poor, and the actual monthly consumption fails to meet the bank's expectations, the bank will judge that you have no higher demand, and then reject 80% of the withdrawal application.
The application conditions for China Merchants Bank gq co-branded credit cards are simple: men, preferably young and middle-aged, have stable jobs and incomes. However, with different incomes, the types of credit cards you can apply for are different: the amount of a general card ranges from 1 1,000 yuan to 1 1,000 yuan, and no other application conditions are required except the above three items. The amount of gold card is 10000 yuan to 50000 yuan, which is suitable for enterprise executives to apply. Platinum card amount is more than 50,000 yuan or 50,000 yuan+temporary amount, unlimited card amount is 50,000 yuan+temporary amount. These two cards are suitable for people with certain social status and extremely high income.
What is the GQ co-branded card of China Merchants Bank?
China Merchants Bank GQ co-branded credit card is a kind of credit card.
1. Credit limit of China Merchants GQ co-branded credit card: As an ordinary card, the credit limit of China Merchants GQ co-branded credit card is generally between 3,000 yuan and 1 1,000 yuan. If you are not satisfied with the initial credit limit, you can call the credit card service hotline of China Merchants Bank to apply for increasing the credit limit after holding the card for 6 months.
2. Reasons for unsuccessful revocation:
1. 1 does not meet the time for applying for withdrawal: Generally speaking, it takes 6 months to increase the credit card limit after the first opening of China Merchants Bank's credit card, and there is an interval between each application for withdrawal, ranging from 3 months to 6 months.
1.2 Frequent credit card swiping: If you don't swipe your card, the actual monthly consumption is too small compared with the total amount, and the credit card transaction activity is poor. All these show that you have no higher requirements, and your withdrawal application is easily rejected.
3. Features:
The first monthly withdrawal 1. 1 is free.
1.2GQ e-magazine synchronization, free reading every month.
1.3GQ High-end Experience and Fashion Brand Special Offer
680 yuan biotherm Men's Travel Suit can give new residents a full credit card.
What is the credit card limit of China Merchants Bank GQ? What are the application conditions?
China Merchants Bank GQ co-branded credit card is a fashionable male exclusive credit card jointly owned by China Merchants Bank and GQ. Its design is cool, and it can meet the needs of successful men. But what is the limit of China Merchants Bank GQ joint credit card? Next, let me introduce you.
What is the credit card limit of China Merchants Bank GQ?
Generally speaking, the credit card limit of different grades is:
Puka: 1000 yuan-10000 yuan
Gold card: 10000-50000 yuan
Platinum card: more than 50,000 yuan or 50,000 yuan+temporary limit.
Unlimited card: 50,000 yuan+temporary limit
In fact, this card is the general card of China Merchants Bank, and the amount of China Merchants Bank GQ joint credit card will be between 3000 yuan and 10000 yuan. However, because the bank will verify the amount according to the personal data provided by the applicant, everyone still takes the amount of the card issued by the bank as the standard.
The application conditions of China Merchants Bank GQ joint credit card are as follows:
1. If the main card applicant is a local resident, the age should be between 18-60 years old; If you are a foreigner, you need to be between the ages of 25 and 60; The supplementary card applicant must be the parent, spouse or child of the main card holder (18 years old or older).
2. The main card applicant must have a legal occupation with stable income.
3. The applicant for the main card must be male, and women can only apply for the sub-card.
What is the credit card limit of China Merchants Bank GQ? What are the application conditions? " In addition to meeting the application conditions, other personal information, especially financial proof, is needed to allow banks to increase the quota after issuing cards.
What are the advantages and features of China Merchants Bank GQ joint credit card? What does GQ mean?
First of all, China Merchants Bank GQ co-branded credit card privileges:
1, the first cash withdrawal every month is free, and double points in the birthday month;
2. Read electronic magazines for free, and subscribe to paper magazines for 30%;
3. China Merchants Bank GQ co-branded credit card holders will have the opportunity to participate in GQExperience lifestyle experience activities first.
The GQ card of China Merchants Bank is one of the first cards of China Merchants Bank with fewer median credit cards, which is free of charge. You can read GQ e-magazines for free and subscribe to paper magazines at a discount of 30%.
Secondly, GQ is a men's magazine.
I. China Merchants Bank Youth Card
As the name implies, China Merchants Bank Youth Card is a credit card for young people. High value, essential for fashionistas and low application threshold. The biggest highlight is its high withdrawal amount, and the highest withdrawal ratio is 100%. Now there are suitcases, razors and points for new customers to swipe their cards. Rights and interests: the maximum credit card amount is 50,000; Free handling fee for the first withdrawal every month; New households swipe their cards to send brand suitcases or razors to the standard; Free of annual fee in the first year, and free of annual fee in the second year; Double points for birthday month; Enjoy 50% off big-name food on Wednesdays, and 9 yuan grabs movie tickets and Haagen-Dazs every day. Requirements for quick application: Bachelor degree or above recognized by the State Education Commission who graduated after 2003 (inclusive); Have a stable job, with a monthly income of more than 5,000 yuan before tax; Users who meet the above conditions have higher pass rate and faster approval speed ~ China Merchants Bank Standard Gold Card
Second, China Merchants Bank Standard Gold Card
A gold card is a symbol of dignity. Partners who have a high demand for quota can apply for this card. There are exclusive wealth management products for gold cards, and some outlets will also provide gold card VIP rooms to enjoy quality services. Equity: The maximum credit card amount is 50,000 yuan, and the maximum cash loan amount is 300,000 yuan. Anyone who meets the standard can get 65,438+0000 points for new customers. Permanent points can be exchanged for Starbucks, McDonald's, DQ and other colorful gifts, and the annual fee for the first year is exempted. You can enjoy 50% off brand-name food on Wednesday. Every day, 9 yuan grabs movie tickets and classic platinum credit cards of China Merchants Bank such as Haagen-Dazs.
Third, the classic platinum card.
Annual fee: the annual fee of the main card is 3600, and the annual fee of the auxiliary card is 2000. However, it is not a rigid annual fee, which can be exchanged by points, and 1w points can be exchanged for an annual fee of one year. It is difficult to get the points of China Merchants Bank, and 20 yuan is equal to one point. The most convenient way is to get 10 times points on the birthday of this card, so you can get 10000 points only by swiping 2 weeks on the birthday. Moreover, the gift is permanent points, which can be directly exchanged for annual fees.
Rights and interests: Enjoy free health check-ups from more than 50 well-known medical institutions in China 1; Enjoy 1 time free oral care; Enjoy VIP treatment for 6 times at more than 0/00 airports around the world, and you can carry one person with the key right; "300 selected hotels" stay at VIP price, and generally five-star hotels stay at half price, saving a lot of money after one year; Free to enjoy the "two people walking together and one person free" courtesy of about 80 five-star hotel buffets across the country (three "788 yuan to enjoy the boutique five-star hotel buffet three times" courtesy annual cards);
Other rights and interests: free card loss protection 48 hours before loss reporting, free aviation accident insurance with a maximum of150,000 yuan, travel inconvenience insurance with a maximum of 2,000 yuan, free practice courtesy at more than 0/00 golf driving ranges nationwide, and free 25% discount on global car rental (this is very practical and you can find labor without waiting for a long time). Is it exciting to see so many rights and interests? But there are certain thresholds and conditions for applying for this card. For example, the cardholder meets the conditions of becoming a credit card holder of China Merchants Bank and the amount is more than 50,000.
Is it easy to apply for China Merchants GQ joint credit card? What are the requirements?
China Merchants GQ Co-branded Credit Card is a credit card specially designed for men. As a universal card, it is still easy to apply. Of course, the premise is that you must meet the application conditions and provide relevant supporting materials. Let's take a look together.
The Unionpay logo single currency go co-branded credit card issued by China Merchants Bank is a gentleman's card focusing on quality men's consumption proposition and life pursuit. The card is very good in terms of rights and interests and has the following characteristics:
1, the first withdrawal every month is free;
2.GQ E-magazine is synchronized and read for free every month;
3, GQ high-end experience and fashion brand special.
(The first withdrawal every month is free; Double points for birthday month; Only male customers can apply; )
To apply for this card, you must meet the following conditions.
1. The main card applicant must be 18-60 years old if he is a local resident, and 25-60 years old if he is an overseas person; The supplementary card applicant must be the parent, spouse or child of the main card holder (18 years old or older).
2. The main card applicant must have a legitimate occupation and a stable income;
3. Applicants must be male, and women cannot apply.
In addition, you need to provide copies of your ID card and work certificate, such as a copy of your work permit, the original work certificate issued by your work unit, a copy of your professional title and a copy of your professional qualification certificate.
Of course, if you can provide sufficient financial proof, such as self-owned real estate license, self-owned vehicle driving license, real estate/vehicle mortgage payment voucher, purchase/purchase invoice, etc. It's still very easy to apply.
The introduction of China Merchants Credit Card gq Card ends here.