In addition to the four major state-owned banks, there are also joint-stock banks in Linyi, the eastern province: Bank of Communications, Industrial Bank, Huaxia Bank, China Merchants Bank and Shanghai Pudong Development Bank. And there are commercial banks. Compared with joint-stock banks, China Merchants Bank has a good credit card, and the four major banks can also be China Merchants Bank (Linyi Branch Sales Department).
You can use the card to swipe your card directly on the POS machine, or you can bind the payment software to swipe your card online. You don't need to show your physical card to swipe your card online.