1. UnionPay version of ICBC WeChat Credit Card:

Mainly focused on domestic consumption. You can use this credit card to swipe at domestic UnionPay POS machines, or bind it to third parties such as Alipay and WeChat. Pay online or go to a physical store to scan the QR code to make purchases, etc.

2. VISA version of ICBC WeChat Credit Card:

You can only use the VISA settlement channel. You can use it at POS machines or self-service terminals with the VISA logo, but in China, this There are relatively few POS machines, and this type of POS machine is generally found in Starbucks and hotels with four stars or above. Therefore, it is best to use this card to make purchases abroad, as you can avoid foreign currency exchange fees.

ICBC credit cards are the credit cards with the highest circulation in China. The main types of ICBC credit cards include: Peony International Credit Card, Peony Credit Card, and Peony Credit Card; according to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card; according to credit level, they are divided into: Platinum Card, Gold Card and Ordinary Card; according to the issuing objects, they are divided into business cards and personal cards, of which personal cards are divided into primary cards and supplementary cards.

Peony International Credit Card

Peony International Credit Card is an international-level credit card product launched by the Industrial and Commercial Bank of China. International cards are used both at home and abroad, and are settled in RMB and a designated foreign currency. The Peony International Card adopts a revolving credit transaction method. For consumption overdrafts within the credit limit, if the payment is repaid in full before the due repayment date, you can enjoy the interest-free repayment discount. This card is accepted worldwide.

Peony Credit Card

Peony Credit Card is issued by the Industrial and Commercial Bank of China and gives cardholders a certain credit limit. Cardholders can consume within the credit limit and then repay. credit card. The credit card uses a revolving credit transaction method. For consumption overdrafts within the credit limit, if you repay in full before the due repayment date, you can enjoy interest-free repayment discounts.

The Peony credit card can be used at UnionPay acceptance points in China, Hong Kong, China, Macau, Thailand, South Korea, Singapore and other countries. It is settled in RMB and has transfer settlement, cash deposits and withdrawals, credit consumption, etc. Function.

Peony Credit Card

Peony Credit Card is a credit card issued by the Industrial and Commercial Bank of China. It is a RMB credit card that can only be used within the People's Republic of China and the People's Republic of China. Settled in RMB, it has functions such as credit consumption, transfer settlement, cash deposits and withdrawals, etc. Peony credit cards are divided into business cards and personal cards according to different issuance objects; they are divided into gold cards and ordinary cards according to different credit levels.

Loss Reporting Guide

Reporting Loss at Branches

If a cardholder loses his or her credit card, he or she can apply for a loss report at a nearby ICBC branch. Loss reporting applications can be made at any ICBC outlet, and there is no need to go to the card issuing outlet to report the loss. Applying for a loss report at an outlet is a formal loss report. If you need to cancel the loss report, please go to the Peony Card issuing department in the region where your credit card account is located to handle the relevant procedures.

Self-service loss reporting

Self-service loss reporting means that you can temporarily report the loss of your online banking or telephone banking registered card, linked card or linked account to fully protect the security of your funds. .