Current location - Trademark Inquiry Complete Network - Overdue credit card - What should I do if the credit card I just applied for is not enough?
What should I do if the credit card I just applied for is not enough?
Credit card withdrawal skills:

1, the number wins the prize and draws money.

Always use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2. Winning withdrawals

It is best to spend at least 30% of the total monthly bill.

3. Temporary withdrawal formula

Due to the short-term need to increase the number of places such as holidays, travel and business trips. , you can apply for a temporary quota, which will be easier to approve.

4. Curve lifting formula

Curve withdrawal refers to the purpose of increasing the total amount of individuals by constantly applying for credit cards from the same bank.

5. Threaten to withdraw credit cards

If you cancel the card without raising the limit, it will sometimes work. Experts advise caution.

6. Insist on increasing the amount

For different customer service applications, continuous telephone withdrawal applications are sometimes handled differently.

7. Hibernation suspension cancellation

In order to occupy the land, the bank has certain incentives to activate the dormant card if it intentionally stops using it for a period of time.

8. Withdrawal from foreign exchange transactions

If you have the ability to spend foreign currency, you can choose the form of foreign exchange trading to increase the number of transactions.

9. Seize the opportunity to increase the amount

The time to raise the amount is also important. It is most effective to apply on the accounting day or when the card has just been maxed out.

10, continuous consumption and withdrawal

The bill for credit card consumption needs to last for three months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

1 1. Withdrawal of supplementary information

Supplement more detailed personal data and provide more proof of assets.

12, minimum refund amount

Explain that money is needed recently, and the bank can get interest, so as to achieve the purpose of increasing the line according to the good credit in the past.