For the overdraft withdrawal/transfer business of Guangfa Credit Card, you can log in to the "Guangfa Bank" APP, click "Credit Card → I want to withdraw cash" and follow the instructions on the page. Debit cards can be transferred to our bank/other banks, and the charges are the same as overdraft withdrawal. CGB Credit Card Withdrawal Fee:

Handling fee: domestic overdraft cash withdrawal is charged at 1%-2.5% of the principal, with a minimum charge of 10 yuan per transaction according to the customer's credit standing, and this fee is exempted for self-owned deposits/platinum cards (except Shang Zhen/Xiangzhen/Zunyue Platinum Card); Overseas (including Hong Kong, Macao and Taiwan) is charged at 3% of the principal, and the minimum charge is 15 yuan/USD 3 per transaction. There is no extra charge for cross-bank cash withdrawal;

Withdrawal of interest: from the date of cash withdrawal, interest shall be calculated and collected daily according to the overdraft principal, with the daily interest rate of 0.5 ‰ and the annualized interest rate of 18.25%. The minimum charge is 1 yuan/1 USD until the principal and handling fee are fully paid off.

(Reply time: 2065438+September 1 1, 09. Please refer to the latest business changes announced by Guangfa official website. )