Credit card application conditions:

1. Whether it meets the requirements for issuing credit cards by banks

2. Age between 18 and 65

3. Stable occupation and income

4. Good credit and ability to repay the interest on time

5. Natural persons with full civil capacity (robots, vegetarians, etc. Education level will affect the credit card quota. Generally speaking, the higher the education level, the higher the quota.

2. Personal credit investigation. Personal credit information is very important for applying for a credit card. Only when the credit record is good will the bank allow the application.

3. proof of assets. It is easier to apply if there are assets such as houses and cars in the name of the applicant that can prove the repayment ability.

4. Social security card. The applicant has a good work unit and paid social security, so it will be relatively easy to apply for a card.

5. Credit cards of other banks and running water. Without social security, the applicant can also show his bank account or credit card, which can also prove his repayment ability.

Extended information:

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

China's relevant laws ("the NPC Standing Committee on <; Criminal Law of the People's Republic of China > The credit card stipulated in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the Credit Card standard is Credit Card.

Credit cards are generally special plastic cards with a length of 85.6mm, a width of 53.98mm and a thickness of 1mm. The name of the card issuer, expiration date, number, cardholder's name and other contents are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.

there is no need to pay cash when spending with a credit card, and repayment will be made on the Billing Date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

Reference:

Baidu Encyclopedia: Credit Card.