China merchants ELLE co-branded credit card belongs to the gold card series of China merchants bank. Therefore, the annual fee of this credit card is 3 yuan RMB. It can be processed quickly, and the card can be released within 24 hours at the earliest. Then, what about the annual fee policy of China Merchants ELLE co-branded credit card? This joint credit card, like most credit cards of China Merchants Bank, is exempt from the annual fee for the first year. If you want to waive the annual fee for the following year, you need to spend 6 times by swiping your card within one year from the date of card verification, but it is not limited to the amount and form of consumption. The annual fee policy of this credit card is still very reasonable. You can avoid the annual fee as long as you spend it six times at will. I believe this is not a problem for many female friends who love shopping. It is believed that China Merchants ELLE co-branded credit card has rich privileges and benefits, and there is no annual fee burden when using this credit card. It can be said that it is a credit card worthy of female friends.