In order to avoid the inconvenience caused by your failure to swipe your card due to insufficient credit limit, our bank will allow you to use part of the credit limit based on your comprehensive card usage. If the available credit limit is negative or the repayment amount is greater than the credit limit, then It means that your account has exceeded the limit of consumption. Excess consumption will not be charged over-limit fees and will not affect your credit. You only need to repay on time according to the bill. You can log in to Ping An Pocket Bank APP-Credit Card-My Bill to check the specific repayment amount.

If you have any questions, you can click the link below and select the online customer service icon - credit card in the upper right corner of the homepage for consultation.

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Response time: 2020-07-09. For the latest business changes, please refer to the official website of Ping An Bank.

[Ping An Car Loan] You can get a loan with a car, up to 500,000

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