Thanks Wukong for the invitation.

I am such a person that no matter how down and out I am, I will never borrow money from others, including my best friend, who cannot afford to pay it back.

There is always the lowest point in life. I experienced it twice. It was miserable and miserable. At that time, I went to my teacher to complain about my depression and helplessness, and there was no financial help. My teacher Tell me, this is okay, at least the situation will not get worse, and it will affect swallowing and walking!

I believe in the teacher. In today’s terms, if you lie down in the pit, you won’t fall again, and then you can just look up at the stars.

How do people get through difficult times when they are in debt, down and out, and at their lowest point?

Nine times out of ten, life will be unsatisfactory and down and out. People who are under great pressure, are negative, and are irresponsible for themselves. As a person who comes into this world, he should learn to cope with various environments. Even if he is in debt, he should not give up the hope of getting back on his feet. He should learn from experience and lessons. Every pit brings wisdom. If you give in to confusion and difficulty, you will go further and further in your life! There's no turning back!

How you survive these difficult and difficult days depends on your own cultivation and wisdom. Debt is not a fear. What is fearful is not making progress and letting confusion and hardship lead you by the nose. So where does one fall? Where to get up. Be an upright person, think of solutions honestly, create conditions to solve your own difficulties, and get out of confusion. Sitting at home and meditating every day will not help. Use your brain and get out! Fight hard for yourself and your family! Thanks!

From beginning to end, the only people who can truly accompany us to face difficulties together are our parents and husband and wife. If you are lucky enough to have friends when you are at your lowest, that is the most valuable thing.

The most indispensable thing in a person's life is the expectation of hope. Everything has its own laws of development, and every problem has its solution. The worst is to start over again, and keep that hope when you are most helpless. If you can talk to your family about your expectations, don’t try to resolve it through negotiation. If you can’t, facing it alone is also a precious experience in life!

Read more biographies of heroes in modern history, and the art of war.

Be sure to maintain an optimistic attitude.

Be sure not to narcotize yourself with tobacco or alcohol.

You must learn to enjoy loneliness rather than endure it.

When people are poor and downcast, many people must leave, which is a huge blow to the heart.

But it can be regarded as a lesson in life. When the child grows up, it is better to tell the reality to him.

It must be very stressful financially.

Envy others who can afford this or that, but don’t feel jealous. Instead, work hard to earn money and rely on your ability to make a difference.

When you are poor and down, you can better see who will never leave you. I feel that except for parents, brothers and sisters, lovers and children, no one can be trusted.

If you don’t contact them for three years, they will forget about you; if you still fail to turn around in five years, those people will disappear completely.

When you are poor and down, the positive side is that you can grow up quickly, learn to be independent, and reflect on yourself and this society.

Those who have never been poor will not truly mature. In the beginning, they will be filled with grief and anger because of the indifference of people's hearts, but that is everyone's right.

What I can do is face it bravely. After getting over it, my heart will be at ease. Know how to cherish your loved ones more, because they will never leave you, so you can breathe.

The more you are poor and abject, the more you must face it bravely and don’t limit your heart. Only by changing and working hard can you overcome the difficulties. People are not afraid of temporary poverty in life, but are afraid of being indifferent. The ridicule of the reader was broken by the lonely life. Therefore, live your own life and live your own value. The poorer you are, the more you must cheer yourself up and not be disturbed by negative energy. Even if you have nothing, you must work hard to achieve your goals. forward. Those things about us.

When a person thinks he is at his most depressed, he will find that his life is really miserable.

In serious cases, you may think of giving up your life, but just get through it and it will be fine. Below are some of my experiences. If you are at a low point or confused in life, I hope it will be of some use to you.

It was the end of 2015, and my wife was several months pregnant. Behind her back, he engaged in so-called investments on the Internet, constantly losing money, constantly borrowing new debts to pay off old debts, and continuing to invest the extra money, just hoping that his luck would improve and things would turn around. On the one hand, he had to avoid all kinds of debt collection calls, and on the other hand, when he returned home, he had to take care of the various discomforts of his wife's pregnancy. The unit faces another inspection. There were things going on inside and outside, and it was really stormy. As my wife’s belly grows, the debts also increase. At that time, I didn’t know the exact amount of debt I owed. I only knew that Minsheng Bank, CITIC Bank, China Construction Bank, Shanghai Pudong Development Bank... the total amount of credit cards that could be used was about 200,000, and they had all been used up, and all of them had been paid out in installments. After the credit card was used up, I looked for various online loans, such as Home Credit, CreditEase, and other platforms. Oh, and there is also a platform called Mavericks. I ran out of loans in this city and there are two nearby cities. The specific amount involved... is unclear. Regarding my salary of less than 3,000 yuan a month, I know that something will happen sooner or later if this continues. I have thought of thousands of ways to die, and my wife is about to give birth. The only thing I worry about is that I must let my wife have a good confinement period with peace of mind. No matter what, she must not be sad, angry and desperate when she finds out about this during confinement period.

What you didn’t want to come did come. Not a week after my wife came home from the hospital after having a caesarean section, my wife accidentally saw the repayment text message...

This is the low point of life. ...

Let’s talk about how to get out later

My colleague, Sister Zhao, has had many disasters and illnesses throughout her life. When she was in her thirties, she had gallstones and underwent surgery. Just three months later, she suffered from unbearable abdominal pain. She went to the hospital for a check-up and contracted acute pancreatitis. The hospital issued a critical illness notice, but the strong Sister Zhao survived and was diagnosed with acute pancreatitis six months later. He returned to the podium in high spirits. Three years later, her old father fell ill and was hospitalized. Sister Zhao was hit by a car and broke her leg while delivering food to her father. Less than a year later, Sister Zhao went to work on crutches. Five years later, Sister Zhao was diagnosed with uterine fibroids again and underwent another operation...

Faced with the attack of the disease, we saw that Sister Zhao handled it calmly and always fought tenaciously against the disease. When I visited her in the hospital, she was smiling and full of desire for life. Now Sister Zhao is over sixty years old, in good health, often travels, and leads a happy life. Have we learned something from Sister Zhao?

How do people survive difficult times when they are in debt, down and out, or at their lowest point? In my opinion, do the following things well.

Talk less and do more

When a person is in a difficult situation of being heavily in debt and lost, don’t think about too many things at this time, such as career, family, friendship, debt, etc. , thinking too much actually puts shackles on yourself. During this period, you should talk less and do more, don’t blame everyone, don’t sigh, don’t be verbose, just choose a job that you think has a bright future, a way to make money quickly, and work harder. Therefore, talking less and doing more is the best choice for a person who is at a low point to deal with a difficult situation.

Think diligently and learn more

It is not scary for a person to be at the lowest point. What is scary is that he does not know how to reflect and think. That means that his money is wasted by himself and his experience is also wasted. No, no lessons, no knowledge. This is a tragedy. There is also learning and improvement, which is also very critical. I think it is the best learning opportunity for a person who is at a low point. Because the goal is clear and the time is sufficient, he can calm down and make up for his shortcomings through learning. Therefore, thinking hard and learning more is a task that a person who is in debt and in poverty should especially do well in the most difficult period.

Dare to explore

Life is always full of ups and downs. Some people rise up in adversity, while others sink in failure. One of the most critical factors is exploration. . For a brave man, he is stuck in a trough and is always exploring the path to rise; what about a coward? I am always dawdling in a difficult situation day by day, and I just keep dawdling like this.

Therefore, I say that daring to "explore" is a trait that a loser must possess. Only in this way can we get out of trouble as soon as possible and make a comeback. Otherwise, what? I just endured the torture to my death and could never get up again.

In short, how does a person survive the difficult days when he is in debt and at the lowest point in his life? It’s the three points I mentioned above, talk less and do more, think more and learn more, and dare to explore. Only in this way can you stand up in the shortest time and survive those difficult days. What other shortcuts are there? Everyone is welcome to discuss it together.

Today I will share and communicate with you. Thank you for reading.

Find people who are worse off than you and see how they live [face covering]

When people are at their most depressed, the most important thing to do is to be pragmatic and do things down-to-earth. Only Only in this way can you make a comeback, and only in this way can you sort out the random thoughts in your mind.

We must have the determination and strength to be reborn like an eagle.

You must know that if you tell others about your downfall and loss, others will not only not help you, but will also laugh at you psychologically, which will not help. It is better to work hard and pragmatically, and put your past achievements into practice. Get it back. What do you say?