1.POS consumption: As long as businesses support credit card consumption, they can basically use credit card consumption.

2. Binding Alipay consumption: After binding Alipay, whether online payment or offline payment, as long as the payment method is set to credit card, you can use credit card for consumption.

3. Binding WeChat consumption: After binding WeChat, you only need to choose bank card payment when paying, and then choose credit card payment to make consumption.

What are the four main details that credit card consumption must pay attention to?

1. Don't affect personal credit information due to overdue. Try to use the automatic repayment function of credit card. We know that credit card spending is easy, but it may become a bit passive when it comes to repayment. Many friends know their credit card repayment date, but on the repayment date, even if the bank has sent a warm reminder to repay on time, more than 60% credit card holders will still forget to repay. Because the pace of life is too fast now, everyone's life is under great pressure. Some credit cards are too busy at work and too many trivial things in life to be returned.

Don't use up your credit card spending limit at one time. This phenomenon does exist in real life. Some young friends who are short of money, no matter how much money they have, try their best to use up their credit cards. Not knowing how to use this credit card is not good for you. The limit of a credit card is only 1 10,000 yuan. If you use it all at once, it is equivalent to an overdraft of 10 thousand yuan. With such regular consumption behavior, banks will think that you have a bad habit of excessive consumption, and the greater the risk of funds.

3. Never use POS machine to withdraw credit card cash. We know that credit cards can be used to withdraw cash, but a credit card can only withdraw a certain amount of cash. Moreover, credit card withdrawal must pay a certain withdrawal fee to the bank. Generally speaking, the rate is 1%. For example, if we withdraw 2000 yuan from the credit card, there will be a service charge in 20 yuan. Some friends are too clever. In order to save the cost of withdrawal procedures, I applied to open a POS machine, and then I swiped my card at my home POS machine to cash out. You can cash out many times by using the machine, but if you cash out many times, the bank will control the risk and may turn off your credit card consumption and cash withdrawal function, and then it will not be worth the candle.