There is no handling fee for credit cards. Now every bank’s credit card is interest-free as long as you repay it within the specified time.

The handling fee for cash withdrawals is very high. It is not recommended that you use a credit card to withdraw cash.

It is recommended that you apply for a Citibank debit card (Debit-Card) after arriving in the United States, and then just ask your family to transfer money to this card when you have no cash.

There is also the issue of credit card security. The default daily limit of a credit card is 1,000 US dollars. If you want to buy something over 1,000 US dollars, there are two ways. One is to ask your parents to call CCB to raise the money. Limit, but this is not recommended as it will increase losses if your credit card is lost.

Another way is for your parents to deposit such a large amount of money on it first. For example, if you pay tuition, if it is 20,000 US dollars, then deposit 20,000 US dollars on the credit card, so that you do not need to be subject to the limit. limit.