How to increase the credit limit of China Minsheng Bank? Let the editor of My Card Lover introduce it to you:

1. The more complete the asset certificate is, the better

For rookies applying for credit cards for the first time, the staff of Minsheng Bank believe that customers can directly call If you apply through the customer service hotline, you can also provide more proof of financial resources to the card-issuing Minsheng Bank branch, and Minsheng Bank will handle the adjustment. But remember to fully prepare various asset certificates. Because when you don’t have any consumer credit record, the credit limit decided by China Minsheng Bank depends on the results of evaluating your various asset conditions. Proof of income, house ownership certificate, mortgage purchase certificate, car ownership certificate, Minsheng Bank deposit certificate, etc. must be submitted to Minsheng Bank.

2. Increase the frequency of card swiping

Swiping your card for consumption does not mean blind consumption. To the extent that your ability allows, there is a guarantee of repayment. Minsheng Bank staff said that if customers increase the frequency of swiping their cards, it can easily prove that the card is used frequently. At the same time, the amount of credit card swiped every month is close to the limit or exceeds the limit. This is to tell Minsheng Bank that your credit card limit is indeed insufficient. In this case, it is very likely that China Minsheng Bank will proactively notify you that it can increase your credit card limit. ,

3. Maintain a good credit record

As the saying goes, it is easy to borrow and repay, and it is not difficult to borrow again. Staff from Minsheng Bank said that cardholders should try their best to repay in full when using Minsheng Credit Card. Repayment will affect Minsheng Bank's assessment of your financial resources. Don't make late repayments. If you have a record of late repayments, China Minsheng Bank will generally not take the initiative to raise your balance. You need to know the cardholder's credit record, which is a business card that records the cardholder's detailed card usage information. Once credit stains occur, it will have a great impact on future mortgage loans, car loans, and even education and employment.