The credit score of Pudong Development Bank Credit Card is rated based on the five dimensions of the user's behavioral preferences, contract performance ability, relationship with our bank, personal activities, and complete information.

Pudong Development Credit Card holders can check their personal credit scores at any time through the official WeChat. The lowest personal credit score is below 500 points, and the highest can reach more than 1,500 points.

Generally, banks will decide whether to accept a credit card application based on the cardholder’s credit record in the past five years. Personal credit record, personal property and income level, technical title and work unit, academic level, marital status, etc., all affect the Pudong Development Bank credit card score rating.

If the cardholder wants a high-value credit card, he must have a high degree of education, high income, a high position, a good credit record, and a good marital status. If you cannot meet such conditions, you can improve your personal information, and it is best to provide proof of your strong financial resources to prove your ability to pay off the money.

In addition, cardholders can also increase a certain amount of consumption and try again based on usage records after a period of time.

The Pudong Development Bank Credit Score can not only guide users to use the card scientifically. Users with higher credit scores will receive active and regular credit upgrades from the Pudong Development Bank Credit Card, and can also activate more high-quality services, such as exclusive customized rights and interests. , high-quality activities and preferential feedback, etc.