The validity period of the temporary credit card limit is the extra limit given to you by the bank, and you can only spend during this period. For example, if the credit card has a fixed amount of 50,000 yuan and a temporary amount of 50,000 yuan, and the term is one month, then in a month's time, the credit card can be used for 6,543,800 yuan.

If this month passes, the credit card limit will be restored to 50 thousand. When the temporary limit expires, the temporary credit card limit given by the bank cannot be used.

After the temporary line expires, the used temporary line (exceeding the fixed line) does not enjoy the convenience of revolving credit, and will be included in the minimum repayment amount of the latest bill, which must be paid off in one lump sum on the due repayment date. If you can't pay off, you can check whether you can apply for bill installment through customer service evaluation.

Extended data:

When using the temporary limit for a limited time, the following points should be noted:

1. Temporary line cannot be cancelled.

Temporary limit can only be used for normal credit card consumption. I'm sorry if you need to withdraw cash and apply for a temporary limit just for withdrawal! Temporary limit can not be withdrawn, only normal credit card can be used.

2. Temporary lines cannot be staged.

Temporary quotas cannot be phased. After the application for temporary quota is successful, you must swipe your card rationally and never spend without restraint. Otherwise, it will easily lead to greater repayment pressure, and the spirit and economy will be greatly tested.

3. Temporary lines have a service life.

Temporary credit line, as its name implies, is only a temporary credit line, and it has a term of use. At the end of the use period, the credit card limit will be restored to the original credit limit.

Different credit card temporary lines have different service periods, some banks have one month and some banks have three months, so don't think that the temporary lines can be used all the time, and the original lines will be restored when the credit card lines expire.

4. The temporary quota is limited by the number of applications.

You can't even apply for a temporary credit line. Banks have strict restrictions on the number of applications for temporary credit lines. Different banks apply for temporary credit lines at different times. Some banks can apply once a month, some banks can only apply once every three months, and even some banks can only apply for temporary credit lines once every six months.

Baidu encyclopedia-temporary quota