Credit card write-off is a way for banks to deal with uncollectible debts. The credit card write-off method has been recorded as a bad personal credit record, which has great influence.

firstly, it is impossible to apply for any credit card for at least a few years.

Secondly, write-off belongs to the bank, but you are still in debt to the bank, so you still have to fulfill the repayment obligation after the credit card is written off.

thirdly, long-term non-repayment has been recorded as a bad personal credit record, which affects personal credit information.

fourthly, if the debt is serious, it will be brought to court by Industrial Bank and be punished by law.