It takes 3-5 working days for Guangfa Bank to apply for a credit card. When applying for a credit card, you need to fill in the application form and provide relevant information, such as identity certificate, work certificate, income certificate, etc. The bank will review the applicant's information, and then conduct credit evaluation and quota verification after confirmation, and finally decide whether to approve the application. According to the regulations of the bank, it takes 2-3 working days for the audit and verification, and 1-2 working days for the credit evaluation and line verification, so the whole processing process generally takes 3-5 working days. If the applicant's information is incomplete or needs further verification, the processing time may be extended.