Nowadays, many people are using credit cards. Sometimes, in a family, in order to facilitate credit card consumption, relatives are often given supplementary cards. As for the supplementary card, you will have many questions, such as is the credit card supplementary card quota shared? Also, how to adjust the credit card supplementary card quota? I will answer your question today.

Is the credit card supplementary card quota shared?

As we all know, the supplementary card is the supplementary card that the host card applies for for his immediate family members, that is, parents, children, siblings and spouses. The function of the auxiliary card is exactly the same as that of the main card. And its quota is also shared. In other words, the credit line of the main credit card is the same as that of the subsidiary credit card.

For example, if your credit card has a credit limit of 60,000, then the primary card and the secondary card can share the 60,000. For example, if the secondary card consumes 30,000 yuan, then the main card has only 30,000 available credit lines.

How to adjust the credit card supplementary card amount?

Many people are worried that the secondary card will be abused after being given to relatives because the secondary card and the main card share the quota. In fact, don't worry, because the amount of credit card supplementary cards can be adjusted.

However, the credit card sub-cardholder cannot adjust the credit limit, and the credit limit can only be adjusted by the main cardholder.

The cardholder of the primary card can go to the bank to set the available quota of the secondary card. For example, if your primary card has a line of 20,000, and you limit the available line of the secondary card to 10000, then the secondary card holder can only use the line of 10000.

Can I withdraw the amount by applying for a supplementary card with a credit card?

Many people think that a supplementary credit card can be used to raise the amount. In fact, it has little to do with whether to apply for a supplementary card or not. Credit card withdrawal mainly depends on your credit card usage. If you want to increase the quota, you have to spend more by credit card and make a good record of using the card.

The above is about "credit card supplementary card quota sharing?" How to adjust the credit card supplementary card amount? "The answer. The credit card sub-card quota is shared with the credit card main card quota, but the credit card main cardholder can set the available quota of the sub-card.