Industrial and commercial credit cards are rather weird. Multiple cards are not merged. Every time you apply for a second card, a large list of accounts will be displayed, which can easily mess up your credit report. However, today, Mr. Xicai will teach you a way to apply for a card quickly without checking your credit score, that is, to apply for a second card through the 3136 channel. What does ICBC 3136 refer to? Let’s find out together.

What does ICBC 3136 mean?

Also known as the Peony Card fast issuance channel, its main function is to quickly apply for a card, which means to link another ICBC credit card to the existing ICBC credit card account, that is, to apply for a second card. This kind of channel is faster to apply for a card, and there is no credit check. You can also consider applying for a supplementary card. That is to say, you can apply for an additional card for your family or yourself in this way, but not all ICBC credit cards can be applied for in this way, and it has restrictions on the types of cards.

It is reported that ICBC 3136 card is only applicable to standard annual fee cards. The main card is preferably a UnionPay card, such as teacher card, constellation card, medical card, CEIBS card, Endeavor card, etc. that have special annual fee policies. The card is not supported and can only be linked to cards of the same level. You cannot apply for a card at a higher level, so platinum cards are generally used.

It should be noted that if you want to apply for a card through 3136, you must first know the card type and card type code you want to apply for. You cannot apply for the card without a code, so everyone should check it before applying for the card. Can you hang up the card and then apply for it?