For violent collection of credit cards, you can complain to an institution, call the police, or file a lawsuit in court. If we cannot repay the debt using our credit card, the bank will collect the debt. Phone calls, text messages or emails are common methods of collection. Some banks will also come to collect the debt. In serious cases, they will collect the debt from the family members of the debtor. If a family member is harassed by debt collection, measures can be taken. Regarding the issue of how to complain about violent collection of credit cards, the editor will answer it in detail for you below.
1. How to complain about violent collection of credit cards 1. Collect evidence and report in time If the bank or collection agency harasses the cardholder with text messages, bombards with phone calls, or exposes the cardholder's private information, or even explodes communications If you want to wait, then you need to collect valid evidence such as phone recordings and text message screenshots, and report it to the Banking Regulatory Bureau, the police and other institutions, or make a complaint on platforms such as Ju Complaint. 2. Call the police and ask the police for help. If you go to the police just because your credit card is overdue and your credit card is being collected, the police will generally not care because it is a civil dispute. However, if violent collection behaviors such as illegal detention, defamation and insults, physical conflicts, etc. occur during the collection process, you can call the police in time and seek help from the police. Of course, you also need to collect relevant evidence. 3. Sue in court. If the collection agent violates the privacy and reputation rights of the cardholder through violent collection, such as posting group photos of address books, posting rumors, etc., the cardholder can keep the evidence and file a lawsuit in court to protect his legal rights through legal means. Rights and interests, and at the same time, you can ask the debt collector to compensate you.
2. Will you go to jail if you are sued for a credit card dispute? 1. Only for fraud, but not for just borrowing money. 2. Credit card fraud is a type of fraud. It is not a crime of debt, but a crime of fraud. 3. There is a certain reason for not paying the debt. It is not that I actively avoid debts and want to defraud the money in the credit card and take it for myself. Moreover, I have not lost contact and actively contacted the bank to ask for repayment. Not a scam.
3. What are the consequences of being sued and becoming a dishonest person if the credit card is not paid? 1. Name, ID number and other information will be published on the "China Enforcement Information Disclosure Network"; 2. Restriction on transportation Such as soft sleepers on airplanes, trains, second-class or above cabins on ships, etc.; 3. Restrictions on entry and exit to high-end consumption places such as hotels, hotels, golf courses, etc.; 4. Restrictions on loans to buy houses, cars, or renting high-end office buildings, apartments, etc.; 5. No travel or vacation or Hold important positions such as company executives; 6. Children are restricted from attending high-consumption private schools; 7. Insurance and financial products with high premiums cannot be purchased; 8. Relevant business operations are restricted; 9. Other high-consumption expenses that are not necessary for life and work Behavior. If your family members are being harassed by credit card companies for debt collection, you can file a complaint with the relevant authorities, report it to the public security bureau, etc. Banks generally use collection methods to make debtors repay. Banks will only sue credit card holders when they meet certain conditions. If the overdue amount is relatively large and the overdue time is relatively long, then the bank will sue. If sued by a bank, the credit card holder will definitely lose the lawsuit. The above is the content compiled by the editor. If you encounter a dispute, you still need to analyze the specific issues in detail. If your problem cannot be solved, you can consult a creditor and debt lawyer.