Icbc credit card: the applicant is required to have a good credit status; The applicant is between 18 and 60 years old and has full capacity for civil conduct; Have a stable income and work, and have the ability to repay.
1. China Industrial and Commercial Bank was established in June 1984+ 10/. The head office is located at 55 Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.
Second, the basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
3. In February 2003, China Industrial and Commercial Bank signed a contract with Microsoft (China) Co., Ltd. to carry out comprehensive cooperation in the construction of personal online banking system security system and other IT systems. February 65438+February 65438+August, China Industrial and Commercial Bank launched personal online banking brand Finance @ Home. The Financial Times listed China Industrial and Commercial Bank as the 9th among the top 500 enterprises in the world. ICBC ranks sixth among the world's 1000 big banks in terms of the total equity of Eurocurrency and British Banker Magazine.
Four. The three-dimensional e-banking service system of China Industrial and Commercial Bank, which consists of self-service banking, telephone banking, mobile banking and online banking, has become increasingly mature, and the transaction volume of e-banking business has grown rapidly, from 1.93 trillion yuan in 2000 to 38.4 trillion yuan in 2004, an increase of 20 times. In 2004, e-banking business income was 235 million yuan, and online payment transaction volume was 5.7 billion yuan. China is the largest e-commerce online payment service provider.
5. Through more than 265,438+0,000 domestic institutions, 65,438+0,000 overseas branches and thousands of correspondent banks all over the world, China Industrial and Commercial Bank provides all-round financial services in local and foreign currencies, including wholesale, retail, e-banking and international business, to more than 8 million corporate customers and more than 65,438+0 billion individual customers with leading information technology and electronic networks.
6. By the end of 2004, there were more than 3,700 cash management contracted customers, providing cash management services for their 1.96 million upstream and downstream or affiliated units; There were 3.97 million individual consumer credit customers, with a loan balance of 483.9 billion yuan; The high-end product of personal financial business-wealth management account, with a total scale exceeding 1.24 million customers.