The criteria for filing a malicious overdraft credit card are: if the amount of the perpetrator's malicious overdraft credit card is more than 1 10,000 yuan, the public security organ shall file a case. However, if the amount is between100,000 yuan and100,000 yuan, and it has been paid off before the public security organ files the case, and the circumstances are obviously minor, the responsibility may not be investigated according to law.

legal ground

Provisions of the Ministry of Public Security of the Supreme People's Procuratorate on the standards for filing and prosecuting criminal cases under the jurisdiction of public security organs (II) Article 54.

Credit card fraud, suspected of one of the following circumstances, should be filed for prosecution:

(1) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate, or using an invalid credit card, fighting or using another person's credit card for fraudulent activities, with an amount of more than 5,000 yuan;

(2) Malicious overdraft, the amount of which is more than 1 10,000 yuan.

The term "malicious overdraft" as mentioned in this article refers to the behavior that the cardholder overdraws beyond the prescribed limit or time limit for the purpose of illegal possession, and has not returned it for more than three months after being repeatedly urged by the issuing bank.

Malicious overdraft, the amount of which is more than 1 10,000 yuan but less than110,000 yuan, has been fully repaid before the public security organ files a case. If the circumstances are obviously minor, criminal responsibility may not be investigated according to law.

skill

The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.